645 E Front St, Statesville, NC 28677 Property Records

Iredell County property record for 645 E Front St, Statesville, NC 28677

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 968 sqft · built 1925
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Jul 2020)
Tax Bill	$1,708 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jul 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4744-36-5453.000`

Property Details

APN / Parcel Number

Primary APN	`4744-36-5453.000`
Alternative APN	`80078843`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	968 sqft Heated Area
Gross Area	1,394 sqft
1st Floor Area	968 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2005
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	146 sqft
Carport	Carport
Carport Area	146 sqft
Porch	Slab
Porch Area	160 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80078843
Street Address	645 E FRONT ST
City	STATESVILLE
State	NC
Zip	28677-5912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	L15 PARK PLACE PB 2-9 BL 4
Legal Subdivision	CALDWELL PK/VANDER OAKS
Legal Block	36
Legal Lot Number	15
Jurisdiction	IREDELL NC
Township / Civil Division	STATESVILLE
Census Block Group	4
Census Block	4023
Census Tract	60100

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	645 E FRONT ST, STATESVILLE, NC 28677-5912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Warranty Deed, Transfer · Conventional Mortgage ALLEN TATE MORTGAGE PARTNERS LLC
Jul 10, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Apr 13, 2017	Deed of Trust, Mortgage · Line of Credit CAROLINA TR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Prior Sale	Jul 22, 2016 · Amount on Record
Deed Book / Page	2714 / 384
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jan 29, 2021
Property Address	645 E FRONT ST, STATESVILLE, NC 28677-5912
Document Number	27771844
Book / Page	2777 / 1844
Map Reference	MB 2 PG 9
Instrument Date	Jan 29, 2021
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 MARKET RD, 131, MOORESVILLE, NC 28115-7817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 E FRONT ST, STATESVILLE, NC 28677-5912

Mortgage

Document Number	27771846
Date	Jan 29, 2021
Instrument	2777/1846

Lender

Name	ALLEN TATE MORTGAGE PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jul 10, 2020
Property Address	645 E FRONT ST, STATESVILLE, NC 28677-5912
Document Number	2714384
Book / Page	002714 / 000384
Instrument Date	Jul 10, 2020
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$80.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	131 MARKET RD MOORESVILLE NC 281157817, MOORESVILLE, NC 28115-7817
Investor	Possibly a Property Investor

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	645 E FRONT ST, STATESVILLE, NC 28677-5912
Document Number	2484726
Book / Page	002484 / 000726
Instrument Date	Apr 13, 2017
Transaction Type	Mortgage
Record Updated	Jun 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	119 REHOBOTH LN MOORESVILLE NC 281176711, MOORESVILLE, NC 28117-6711

Mortgage

Document Number	2484726
Date	Apr 13, 2017
Book Page	002484/000726

Lender

Name	CAROLINA TR BK
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Statesville City
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,010 (-) Land $25,000 Building $137,010	$162,010 (-) Land $25,000 Building $137,010
2025	$1,708.00	$162,010 (-) Land $25,000 Building $137,010	$162,010 (-) Land $25,000 Building $137,010
2024	$1,708.00	$162,010 (-) Land $25,000 Building $137,010	$162,010 (-) Land $25,000 Building $137,010
2023	$1,708.00 (+49.96%)	$162,010 (+72.44%) Land $25,000 Building $137,010	$162,010 (+72.44%) Land $25,000 Building $137,010
2022	$1,139.00	$93,950 Land $10,000 Building $83,950	$93,950 Land $10,000 Building $83,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2018–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STATESVILLE serves 30,843 people · EPA ID NC0149010
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Apr 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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