640 E Front St, Statesville, NC 28677 Property Records

Iredell County property record for 640 E Front St, Statesville, NC 28677

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 909 sqft · built 1923
Lot Size	0.173 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,000 (Oct 2023)
Tax Bill	$1,667 (2025)
Deeds & Mortgages	Oct 2023 Sale Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4744-36-5231.000`

Property Details

APN / Parcel Number

Primary APN	`4744-36-5231.000`
Alternative APNs	`80088337` `80105939`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	909 sqft Heated Area
Gross Area	1,256 sqft
1st Floor Area	909 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.173 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	80105939
Street Address	640 E FRONT ST
City	STATESVILLE
State	NC
Zip	28677-5913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	L4 BL 7 PARK PL PB 2-9
Legal Subdivision	CALDWELL PK/VANDER OAKS
Legal Block	36
Legal Lot Number	4
Jurisdiction	IREDELL NC
Township / Civil Division	STATESVILLE
Census Block Group	4
Census Block	4022
Census Tract	60100

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	640 E FRONT ST, STATESVILLE, NC 28677-5913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Warranty Deed, Transfer
Dec 15, 2021	Warranty Deed, Transfer · FHA Mortgage RENASANT BANK
Aug 11, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2023 · Amount on Record
Deed Sale	Oct 5, 2023 · Amount on Record
Prior Sale	Dec 15, 2021 · Amount on Record
Deed Book / Page	3020 / 958
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Oct 5, 2023
Property Address	640 E FRONT ST, STATESVILLE, NC 28677-5913
Document Number	0003020958
Book / Page	3020 / 958
Map Reference	MB 2 PG 9
Instrument Date	Oct 5, 2023
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Amount	Amount Recorded
Tax	$398.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Dec 15, 2021
Property Address	640 E FRONT ST, STATESVILLE, NC 28677-5913
Document Number	0002880678
Book / Page	2880 / 678
Map Reference	MB 2 PG 9
Instrument Date	Dec 15, 2021
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	379 VINE ST, 379, FORT MILL, SC 29707-0076

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 E FRONT ST, STATESVILLE, NC 28677-5913

Mortgage

Document Number	0002880681
Date	Dec 15, 2021
Instrument	2880/681

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Aug 11, 2020
Property Address	640 E FRONT ST, STATESVILLE, NC 28677-5913
Document Number	27231676
Book / Page	002723 / 001676
Instrument Date	Aug 11, 2020
Transaction Type	Transfer
Record Updated	Sep 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$52.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	379 VINE ST FORT MILL SC 297070076, FORT MILL, SC 29707-0076

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Statesville City
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,990 (-) Land $25,000 Building $132,990	$157,990 (-) Land $25,000 Building $132,990
2025	$1,667.00	$157,990 (-) Land $25,000 Building $132,990	$157,990 (-) Land $25,000 Building $132,990
2024	$1,667.00	$157,990 (-) Land $25,000 Building $132,990	$157,990 (-) Land $25,000 Building $132,990
2023	$1,667.00 (+38.8%)	$157,990 (+67.13%) Land $25,000 Building $132,990	$157,990 (+67.13%) Land $25,000 Building $132,990
2022	$1,201.00	$94,530 Land $10,000 Building $84,530	$94,530 Land $10,000 Building $84,530

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2018–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STATESVILLE serves 30,843 people · EPA ID NC0149010
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Apr 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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