645 E Champlain Dr, Apt 144, Fresno, CA 93730 Property Records

Fresno County property record for 645 E Champlain Dr, Apt 144, Fresno, CA 93730

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2.5 ba · 1,428 sqft · built 1987
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Trust Names on File
Last Sale	$410,000 (May 2022)
Tax Bill	$5,191 (2025)
Deeds & Mortgages	Jun 2026 Transfer May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`401-180-22S`

Property Details

APN / Parcel Number

Primary APN	`401-180-22S`
Alternative APN	`40118022`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	1,307 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	80 ft deep x 60 ft wide
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	645 E CHAMPLAIN DR, 144
City	FRESNO
State	CA
Zip	93730-1294
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R1
Legal Description	SUR RT LOT 22 & INT IN COM AREA TRACT #3787
Legal Subdivision	TRACT NO 3787
Legal Tract	3787
Legal Lot Number	22
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	1
Census Block	1021
Census Tract	5503

Owner

645 E Champlain Dr, Apt 144 is held in a trust since May 2022.

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	645 E CHAMPLAIN DR, 144, FRESNO, CA 93730-1294
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 20, 2022	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU
Dec 6, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2022 · Amount on File
Deed Sale	May 20, 2022 · Amount on File
Prior Sale	Jul 18, 2000 · Amount on File
Deed Document Number	202267321
Prior Transfer Date	Nov 23, 2021
Prior Transfer Doc	0000199376
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRESNO CA
Recording Date	Jun 22, 2026
Property Address	645 E CHAMPLAIN DR, 144, FRESNO, CA 93730-1294
Document Number	0000061134
Instrument Date	Jun 16, 2026
Instrument	202661134
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	645 E CHAMPLAIN DR, 144, FRESNO, CA 93730-1294

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	May 20, 2022
Property Address	645 E CHAMPLAIN DR APT 144, 144, FRESNO, CA 93730-1294
Document Number	0000067321
Map Reference	VOL 44 PG 71&72
Instrument Date	Apr 13, 2022
Instrument	2022-0067321
Transaction Type	Transfer
Record Updated	Jun 3, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 E CHAMPLAIN DR APT 144, 144, FRESNO, CA 93730-1294

Mortgage

Document Number	0000067322
Date	May 20, 2022
Instrument	2022-0067322

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jun 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.12%
Index	1-Year CMT
Max Rate	9.12%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRESNO CA
Recording Date	Dec 6, 2021
Property Address	645 E CHAMPLAIN DR APT 144, 144, FRESNO, CA 93730-1294
Document Number	0000199376
Map Reference	MB 44 PG 71&72
Instrument Date	Nov 23, 2021
Instrument	2021-0199376
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	645 E CHAMPLAIN DR APT 144, 144, FRESNO, CA 93730-1294

Tax Assessment & Valuation

The 2025 property tax bill for 645 E Champlain Dr, Apt 144 was $5,191.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Clovis Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$443,794 (+2%) Land $133,138 Building $310,656
2025	$5,191.00 Homeowner's exemption	$435,093 Land $130,528 Building $304,565
2023	$4,990.00 (+136.38%) Homeowner's exemption	$418,200 Land $125,460 Building $292,740
2022	$2,111.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 645 E Champlain Dr, Apt 144 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 E Champlain Dr, Apt 144 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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