645 E Champlain Dr, Apt 120, Fresno, CA 93730 Property Records

Fresno County property record for 645 E Champlain Dr, Apt 120, Fresno, CA 93730

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,696 sqft · built 1987
Lot Size0.114 acres (4,950 sqft)
OwnerCompany Name on Record
Last Sale$360,000 (Oct 2020)
Tax Bill$4,642 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN401-180-46S

Property Details

APN / Parcel Number

Primary APN401-180-46S
Alternative APN
  • 40118046

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,696 sqft Living Area
1st Floor Area1,461 sqft
2nd Floor Area235 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleL-Shape
Construction TypeFrame
Lot Area4,950 sqft (0.114 acres)
Lot Dimensions99 ft deep x 50 ft wide
Garage Area418 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemRefrigeration

Location & Zoning

Street Address645 E CHAMPLAIN DR, 120
CityFRESNO
StateCA
Zip93730-1293
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSUR RT LOT 46 & INT IN COM AREA TRACT #3787
Legal SubdivisionTRACT NO 3787
Legal Tract3787
Legal Lot Number46
JurisdictionFRESNO CA
Township / Civil DivisionFRESNO
Census Block Group1
Census Block1021
Census Tract5503

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address645 E CHAMPLAIN DR, 120, FRESNO, CA 93730-1293
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2020 · Amount on Record
Deed SaleOct 30, 2020 · Amount on Record
Prior SaleNov 27, 2007 · Amount on Record
Deed Document Number2020155888
Prior Transfer DateFeb 7, 2008
Prior Transfer Doc0000020601
Record UpdatedSep 20, 2026

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFRESNO CA
Recording DateOct 30, 2020
Property Address645 E CHAMPLAIN DR APT 120, 120, FRESNO, CA 93730-1293
Document Number0000155888
Instrument DateOct 21, 2020
Instrument155888
Transaction TypeTransfer
Record UpdatedNov 16, 2020
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$396.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address645 E CHAMPLAIN DR #151 FRESNO CA 937301295, 151, FRESNO, CA 93730-1295

Mortgage

Document Number155889
DateOct 30, 2020
Instrument155889
Lender
NameMCDONALD M N & J TRUST (RT)
Address645 E CHAMPLAIN DR # 134, FRESNO, CA 93730-1294
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyFresno County
MunicipalityFresno City
Unified School DistrictClovis Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$397,466 (+2%) Land $110,406 Building $287,060
2025$4,642.00 (+4.01%) Homeowner's exemption$389,674 (+4.04%) Land $108,242 Building $281,432
2023$4,463.00 (+1.41%) Homeowner's exemption$374,544 Land $104,040 Building $270,504
2022$4,401.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FRESNO
serves 545,970 people · EPA ID CA1010007
Water SourceSurface water
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
1,000 / 1,000
AT&T
DSL
100 / 20

May also be available: GeoLinks, Verizon.

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