645 E Champlain Dr, Apt 104, Fresno, CA 93730 Property Records

Fresno County property record for 645 E Champlain Dr, Apt 104, Fresno, CA 93730

Property Summary

Property TypePlanned Unit Development
Details3 bd · 2.5 ba · 1,696 sqft · built 1988
Lot Size0.126 acres (5,500 sqft)
Owner2 Company Names on Record
Last Sale$437,500 (Jun 2026)
Tax Bill$1,668 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN401-180-04S

Property Details

APN / Parcel Number

Primary APN401-180-04S
Alternative APN
  • 40118004

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,696 sqft Living Area
1st Floor Area1,461 sqft
2nd Floor Area235 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleL-Shape
Construction TypeFrame
Lot Area5,500 sqft (0.126 acres)
Lot Dimensions100 ft deep x 55 ft wide
Garage Area418 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemRefrigeration

Location & Zoning

Street Address645 E CHAMPLAIN DR, 104
CityFRESNO
StateCA
Zip93730-1292
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeR1
Legal DescriptionSUR RT LOT 4 & INT IN COM AREA TRACT #3787
Legal Tract3787
Legal Lot Number4
JurisdictionFRESNO CA
Township / Civil DivisionFRESNO
Census Block Group1
Census Block1021
Census Tract5503

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address645 E CHAMPLAIN DR, 104, FRESNO, CA 93730-1292
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2026 · Amount on Record
Deed SaleJun 24, 2026 · Amount on Record
Prior SaleMay 30, 2001 · Amount on Record
Deed Document Number202661868
Prior Transfer DateApr 23, 1996
Prior Transfer Doc0000070999
Record UpdatedOct 29, 2026

June 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFRESNO CA
Recording DateJun 24, 2026
Property Address645 E CHAMPLAIN DR, 104, FRESNO, CA 93730-1292
Document Number0000061868
Instrument DateJun 4, 2026
Instrument202661868
Transaction TypeTransfer
Record UpdatedJul 7, 2026
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$48,606.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address645 E CHAMPLAIN DR, 104, FRESNO, CA 93730-1292

Mortgage

Document Number0000061869,
DateJun 24, 2026
Instrument202661869
Lender
NameWESTERN PIONEER FINANCIAL
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyFresno County
MunicipalityFresno City
Unified School DistrictClovis Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$146,273 (+2%) Land $31,304 Building $114,969
2025$1,668.00 (+4.18%) Homeowner's exemption$143,406 (+4.04%) Land $30,691 Building $112,715
2023$1,601.00 (+1.39%) Homeowner's exemption$137,839 Land $29,500 Building $108,339
2022$1,579.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FRESNO
serves 545,970 people · EPA ID CA1010007
Water SourceSurface water
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
1,000 / 1,000
AT&T
DSL
100 / 20

May also be available: GeoLinks, Verizon.

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