645 E Center St, Providence, UT 84332 Property Records

Cache County property record for 645 E Center St, Providence, UT 84332

Property Summary

Property Type	Single Family Home
Details	1,889 sqft · built 1997
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on Record
Tax Bill	$2,269 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit Feb 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-107-0316`

Property Details

APN / Parcel Number

Primary APN	`03-107-0316`

Interior

Building Area	1,889 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	15,246 sqft (0.35 acres)

Location & Zoning

Street Address	645 E CENTER ST
City	PROVIDENCE
State	UT
Zip	84332-9664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 FRUITLAND ACRES UNIT 3 PHASE I CONT 0.35 AC
Legal Subdivision	FRUITLAND ACRES
Legal Lot Number	16
Legal Unit	3
Jurisdiction	CACHE UT
Township / Civil Division	LOGAN
Census Block Group	2
Census Block	2000
Census Tract	1101

Owner

Source: Cache County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	645 E CENTER ST, PROVIDENCE, UT 84332-9664
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Feb 20, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2013
Deed Sale	Aug 2, 2013
Prior Sale	Nov 19, 2010 · Amount on Record
Deed Document Number	20131092320
Deed Book / Page	1779 / 869
Last Transfer Date	Feb 14, 2019
Transfer Doc	2059/0801
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	645 E CENTER ST, PROVIDENCE, UT 84332-9664
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2038/1631
Date	Sep 17, 2018
Book Page	2038/1631
Instrument	1204128

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 5, 2048

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Feb 20, 2019
Property Address	645 E CENTER ST, PROVIDENCE, UT 84332-9664
Document Number	2059/0801
Book / Page	2059 / 0801
Map Reference	DOC558791
Instrument Date	Feb 14, 2019
Instrument	1213331
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	645 E CENTER ST, PROVIDENCE, UT 84332-9664

Tax Assessment & Valuation

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Providence City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,269.00 (-11.71%)	$318,140 (+0.72%)	$578,437 (+0.72%) Land $180,000 Building $398,437
2023	$2,570.00	$315,870	$574,312 Land $90,000 Building $484,312

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 46% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE CITY WATER SYSTEM serves 9,690 people · EPA ID UTAH03017
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strata Networks Fiber	2,000 / 2,000
Tristate Wi-Fi by Wi-Fiber Fiber · Fixed Wireless	2,000 / 2,000
Xfinity Cable	1,200 / 35
SenaWave Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Beehive Broadband.

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