643 E Center St, Providence, UT 84332 Property Records

Cache County property record for 643 E Center St, Providence, UT 84332

Property Summary

Property Type	Single Family Home
Details	2,146 sqft · built 1993
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Trust Names on Record
Last Sale	$125,000 (Apr 2018)
Tax Bill	$2,415 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-107-0313`

Property Details

APN / Parcel Number

Primary APN	`03-107-0313`

Interior

Building Area	2,146 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	16,988 sqft (0.39 acres)

Location & Zoning

Street Address	643 E CENTER ST
City	PROVIDENCE
State	UT
Zip	84332-9664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 FRUITLAND ACRES UNIT 3 PHASE I CONT 0.39 AC
Legal Subdivision	FRUITLAND ACRES
Legal Lot Number	13
Legal Unit	3
Jurisdiction	CACHE UT
Township / Civil Division	LOGAN
Census Block Group	2
Census Block	2000
Census Tract	1101

Owner

Source: Cache County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	643 E CENTER ST, PROVIDENCE, UT 84332-9664
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Line of Credit GOLDENWEST FCU
Apr 12, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF UTAH
Apr 12, 2018	Intrafamily Transfer, Transfer NORTHERN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2018 · Amount on Record
Deed Sale	Apr 12, 2018 · Amount on Record
Prior Sale	Sep 16, 2011 · Amount on Record
Deed Document Number	20181193399
Deed Book / Page	2000 / 343
Prior Transfer Date	Apr 6, 2018
Prior Transfer Doc	2000/0343
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Recording Date	Aug 7, 2026
Property Address	643 E CENTER ST, PROVIDENCE, UT 84332-9664
Document Number	0001402223
Book / Page	2558 / 1730
Instrument Date	Aug 3, 2026
Instrument	20261402223
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	LINCOLN PARK TITLE, LINCOLN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	643 E CENTER ST, PROVIDENCE, UT 84332-9664

Mortgage

Document Number	0001402223,
Date	Aug 7, 2026
Book Page	2558/1730
Instrument	20261402223

Lender

Name	GOLDENWEST FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.43%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Apr 12, 2018
Property Address	643 E CENTER ST, PROVIDENCE, UT 84332-9664
Document Number	2000/0343
Book / Page	2000 / 0343
Instrument Date	Apr 6, 2018
Instrument	1193399
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	NORTHERN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	643 E CENTER ST, PROVIDENCE, UT 84332-9664

Mortgage

Document Number	1193400
Date	Apr 12, 2018
Instrument	1193400

Lender

Name	BANK OF UTAH

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Apr 12, 2018
Property Address	643 E CENTER ST, PROVIDENCE, UT 84332-9664
Document Number	2000/0352
Book / Page	2000 / 0352
Instrument Date	Apr 6, 2018
Instrument	1193401
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	NORTHERN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	643 E CENTER ST, PROVIDENCE, UT 84332-9664

Tax Assessment & Valuation

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Providence City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,415.00 (-11.12%)	$338,705 (+1.43%)	$615,828 (+1.43%) Land $180,000 Building $435,828
2023	$2,717.00	$333,920	$607,125 Land $90,000 Building $517,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 61% of Utah
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE CITY WATER SYSTEM serves 9,690 people · EPA ID UTAH03017
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tristate Wi-Fi by Wi-Fiber Fiber · Fixed Wireless	2,000 / 2,000
Strata Networks Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
SenaWave Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Beehive Broadband.

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