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645 Downey St, Hoffman Estates, IL 60169 Property Records

Cook County property record for 645 Downey St, Hoffman Estates, IL 60169 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,966 sqft · built 1994
Lot Size0.172 acres (7,507 sqft)
OwnerIndividual Name on File
Last Sale$330,000 (Mar 2015)
Tax Bill$11,564 (2023)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN07-17-400-039

Property Details

APN / Parcel Number

Primary APN07-17-400-039
Alternative APN
  • 07-17-400-039-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,966 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1995
Architectural StyleMulti-Level
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area7,507 sqft (0.172 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address645 DOWNEY ST
CityHOFFMAN ESTATES
StateIL
Zip60169-4552
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART NW4SE4 S17 T41N R10E 3P
Legal Range10E
Legal Township41N
Legal Section17
Legal SubdivisionCASEY FARMS UNIT 03
Legal Lot Number38
JurisdictionCOOK IL
Township / Civil DivisionSCHAUMBURG
Census Block Group2
Census Block2010
Census Tract804716

Owner

Source: Cook County records · APN 07-17-400-039

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address645 DOWNEY ST, HOFFMAN ESTATES, IL 60169-4552
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 23, 2015 · Amount on Record
Deed SaleMar 23, 2015 · Amount on Record
Prior SaleJun 30, 1998 · Amount on Record
Deed Document Number201510052
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address645 DOWNEY ST, HOFFMAN ESTATES, IL 60169-4552
Transaction TypeMortgage
Record UpdatedJun 03, 2021
Title CompanyNATIONAL TITLE SOLUTIONS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014120402
DateMay 21, 2021
Instrument2114120402
Lender
NameCHICAGO MORTGAGE SOLUTIONS CORP
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term119 Months
DueApr 01, 2031
Interest
Rate TypeFixed Rate
Rate2.25%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionSchaumburg Township
MunicipalityHoffman Estates Village
Secondary School DistrictTownship High School District 211 (09 - 12)
Elementary School DistrictSchaumburg Community Consolidated School District 54 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$51,000 (+24.39%) Land $12,011 Building $38,989$510,000 (+24.39%) Land $120,110 Building $389,890
2023$11,564.00 (+3.62%)
2022$11,160.00 Homeowner's exemption$40,999 Land $11,260 Building $29,739$409,990 Land $112,600 Building $297,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170318047162, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims4 (1996–2018)
Claims Outside the SFHA4 of 4
Most Recent ClaimFeb 2018, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 283 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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