640 Downey St, Hoffman Estates, IL 60169 Property Records

Cook County property record for 640 Downey St, Hoffman Estates, IL 60169 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,762 sqft · built 1994
Lot Size	0.182 acres (7,924 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Dec 2025)
Tax Bill	$11,580 (2023)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jun 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-17-400-031`

Property Details

APN / Parcel Number

Primary APN	`07-17-400-031`
Alternative APN	`07-17-400-031-0000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,762 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,924 sqft (0.182 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	640 DOWNEY ST
City	HOFFMAN ESTATES
State	IL
Zip	60169-4551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASEY FARMS UNIT 3 SUBDIV LOT 30
Legal Range	10E
Legal Township	41N
Legal Section	17
Legal Subdivision	CASEY FARMS UNIT 03
Legal Lot Number	30
Jurisdiction	COOK IL
Township / Civil Division	SCHAUMBURG
Census Block Group	2
Census Block	2010
Census Tract	804716

Owner

Source: Cook County records · APN 07-17-400-031

Assessment roll updated May 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1816 COURTLAND AVE, PARK RIDGE, IL 60068-5368
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Jun 27, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 06, 2018	Deed of Trust, Mortgage · Line of Credit HERITAGE BK/SCHAUMBURG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 15, 2025 · Amount on Record
Deed Sale	Dec 15, 2025 · Amount on Record
Prior Sale	Mar 10, 1994 · Amount on Record
Deed Document Number	20252
Prior Transfer Date	Apr 26, 2023
Prior Transfer Doc	0000013216
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Dec 15, 2025
Property Address	640 DOWNEY ST, HOFFMAN ESTATES, IL 60169-4551
Document Number	0034925032
Map Reference	DOC 90277165
Instrument Date	Dec 05, 2025
Instrument	2534925032
Transaction Type	Transfer
Record Updated	Jan 02, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1816 COURTLAND AVE, PARK RIDGE, IL 60068-5368

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	640 DOWNEY ST, HOFFMAN ESTATES, IL 60169-4551

Mortgage

Document Number	0034925033
Date	Dec 15, 2025
Instrument	2534925033

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Interest

Rate Type	Fixed Rate
Rate	8.99%

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Jun 27, 2023
Property Address	640 DOWNEY ST, HOFFMAN ESTATES, IL 60169-4551
Document Number	0017813216
Map Reference	DOC 90277165Y
Instrument Date	Apr 26, 2023
Instrument	2317813216
Transaction Type	Transfer
Record Updated	Jul 07, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	640 DOWNEY ST, HOFFMAN ESTATES, IL 60169-4551

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	640 DOWNEY ST, HOFFMAN ESTATES, IL 60169-4551
Document Number	1819857184
Instrument Date	Jul 06, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018
Title Company	PRAIRIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	640 DOWNEY ST HOFFMAN ESTATES IL 601694551, HOFFMAN ESTATES, IL 60169-4551

Mortgage

Document Number	1819857184
Date	Jul 17, 2018
Instrument	19857184

Lender

Name	HERITAGE BK/SCHAUMBURG
Type	Bank
Address	SCHAUMBURG, IL 60194

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2048

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Schaumburg Township
Municipality	Hoffman Estates Village
Secondary School District	Township High School District 211 (09 - 12)
Elementary School District	Schaumburg Community Consolidated School District 54 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,000 (+53.3%) Land $12,678 Building $54,322	$670,000 (+53.3%) Land $126,780 Building $543,220
2023	$11,580.00 (-3.6%)	$43,704 (-6.22%) Land $11,886 Building $31,818	$437,040 (-6.22%) Land $118,860 Building $318,180
2022	$12,012.00 (+10.19%)	$46,604 (+20.95%) Land $11,886 Building $34,718	$466,040 (+20.95%) Land $118,860 Building $347,180
2021	$10,901.00 Homeowner's exemption Senior Citizen's exemption	$38,532 Land $10,499 Building $28,033	$385,320 Land $104,990 Building $280,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170318047162, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1996–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Feb 2018, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 283 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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