645 Custer Ave, Unit 403, Evanston, IL 60202 Property Records

Cook County property record for 645 Custer Ave, Unit 403, Evanston, IL 60202

Property Summary

Property Type	Condominium
Details	2 bd · 1,425 sqft · built 2008
Lot Size	0.375 acres (16,326 sqft)
Owner	Individual Name on File
Last Sale	$477,500 (Apr 2024)
Tax Bill	$8,633 (2023)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-19-406-026-1015`

Property Details

APN / Parcel Number

Primary APN	`11-19-406-026-1015`

Interior

Bedrooms	2 Beds
Units	12 Units
Building Area	1,425 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Condo/Apartment
Lot Area	16,326 sqft (0.375 acres)

Location & Zoning

Street Address	645 CUSTER AVE, 403
City	EVANSTON
State	IL
Zip	60202-2350
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	SCHROEDERS CONSOLIDATION
Jurisdiction	COOK IL
Township / Civil Division	EVANSTON
Census Block Group	1
Census Block	1009
Census Tract	810100

Owner

645 Custer Ave, Unit 403 is owned by an individual who bought it in April 2024.

Source: Cook County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	645 COSTER AVE 403, 403, IL
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS
Apr 4, 2024	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Jan 10, 2024	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Mar 8, 2018	Warranty Deed, Transfer · Conventional with PMI PERL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2024 · Amount on File
Deed Sale	Apr 4, 2024 · Amount on File
Prior Sale	Jan 10, 2024 · Amount on File
Deed Document Number	202414110
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	645 CUSTER AVE UNIT 403, 403, EVANSTON, IL 60202-2350
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 CUSTER AVE 403, 403, EVANSTON, IL 60202-2350

Mortgage

Document Number	0029718005
Date	Oct 24, 2025
Instrument	2529718005

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2040

Interest

Rate Type	Fixed Rate
Rate	5.99%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 4, 2024
Property Address	645 CUSTER AVE UNIT 403, 403, EVANSTON, IL 60202-2350
Document Number	0009514110
Map Reference	DOC 1013231001
Instrument Date	Mar 30, 2024
Instrument	2409514110
Transaction Type	Transfer
Record Updated	Apr 19, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$477.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 CUSTER AVE, EVANSTON, IL 60202-2305

Mortgage

Document Number	0009514111
Date	Apr 4, 2024
Instrument	2409514111

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.62%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 10, 2024
Property Address	645 CUSTER AVE UNIT 403, 403, EVANSTON, IL 60202-2350
Document Number	0001033355
Map Reference	DOC 1013231001
Instrument Date	Jan 9, 2024
Instrument	2401033355
Transaction Type	Transfer
Record Updated	Jan 19, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 N LARRABEE ST APT 1214, 1214, CHICAGO, IL 60654-7017

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 8, 2018
Property Address	645 CUSTER AVE UNIT 403, 403, EVANSTON, IL 60202-2350
Document Number	1806747025
Instrument Date	Feb 5, 2018
Instrument	6747025
Transaction Type	Transfer
Record Updated	Mar 19, 2018
Title Company	BAIRD AND WARNER TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$389.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1121 CHURCH ST #413 EVANSTON IL 602013637, 413, EVANSTON, IL 60201-3637

Mortgage

Document Number	1806747026
Date	Mar 8, 2018
Instrument	6747026

Lender

Name	PERL MTG
Type	Mortgage Company
Address	CHICAGO, IL 60618

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 7, 2048

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Evanston City
Elementary School District	Evanston Community Consolidated School District 65 (PK - 08)
Secondary School District	Evanston Township High School District 202 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,948 Land $3,103 Building $35,845	$389,480 Land $31,030 Building $358,450
2023	$8,633.00 (+4.57%)
2022	$8,256.00 (+9.6%)	$38,511 (+22.87%) Land $2,666 Building $35,845	$385,110 (+22.87%) Land $26,660 Building $358,450
2021	$7,533.00	$31,342 Land $1,551 Building $29,791	$313,420 Land $15,510 Building $297,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 645 Custer Ave, Unit 403 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 645 Custer Ave, Unit 403 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVANSTON serves 74,486 people · EPA ID IL0310810
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Verizon, Zentro.

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