645 Custer Ave, Unit 401, Evanston, IL 60202 Property Records

Cook County property record for 645 Custer Ave, Unit 401, Evanston, IL 60202

Property Summary

Property Type	Condominium
Details	3 bd · 1,900 sqft · built 2008
Lot Size	0.375 acres (16,326 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Apr 2013)
Tax Bill	$14,374 (2023)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-19-406-026-1013`

Property Details

APN / Parcel Number

Primary APN	`11-19-406-026-1013`

Interior

Bedrooms	3 Beds
Units	12 Units
Building Area	1,900 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Condo/Apartment
Lot Area	16,326 sqft (0.375 acres)

Location & Zoning

Street Address	645 CUSTER AVE, 401
City	EVANSTON
State	IL
Zip	60202-2350
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	CORNERSTONE CONDO
Legal Lot Number	1
Jurisdiction	COOK IL
Township / Civil Division	EVANSTON
Census Block Group	1
Census Block	1009
Census Tract	810100

Owner

645 Custer Ave, Unit 401 is owned and occupied by an individual who bought it in April 2013.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	645 CUSTER AVE, 401, EVANSTON, IL 60202-2350
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO FINANCIAL SERVICES INC
Jul 14, 2018	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2013 · Amount on File
Deed Sale	Apr 23, 2013 · Amount on File
Prior Sale	Jul 2, 2012 · Amount on File
Deed Document Number	201316031
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	645 CUSTER AVE UNIT 401, 401, EVANSTON, IL 60202-2350
Transaction Type	Mortgage
Record Updated	Jul 1, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017301030
Date	Jun 22, 2021
Instrument	2117301030

Lender

Name	CHICAGO FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	CHICAGO, IL 60642

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	238 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.5%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	645 CUSTER AVE UNIT 401, 401, EVANSTON, IL 60202-2350
Document Number	1821433213
Instrument Date	Jul 14, 2018
Transaction Type	Mortgage
Record Updated	Aug 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	645 CUSTER AVE #401 EVANSTON IL 602022350, 401, EVANSTON, IL 60202-2350

Mortgage

Document Number	1821433213
Date	Aug 2, 2018
Instrument	21433213

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Evanston City
Elementary School District	Evanston Community Consolidated School District 65 (PK - 08)
Secondary School District	Evanston Township High School District 202 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,619 Land $4,989 Building $57,630	$626,190 Land $49,890 Building $576,300
2023	$14,374.00 (+4.43%)
2022	$13,764.00 Homeowner's exemption	$61,916 Land $4,287 Building $57,629	$619,160 Land $42,870 Building $576,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 645 Custer Ave, Unit 401 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 645 Custer Ave, Unit 401 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVANSTON serves 74,486 people · EPA ID IL0310810
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Verizon, Zentro.

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