645 Curtiss Dr, Opa Locka, FL 33054 Property Records

Miami-Dade County property record for 645 Curtiss Dr, Opa Locka, FL 33054

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,228 sqft · built 1957
Lot Size	0.149 acres (6,475 sqft)
Owner	Individual Name on File
Last Sale	$262,500 (May 2019)
Tax Bill	$5,080 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`08-2121-001-0230`

Property Details

APN / Parcel Number

Primary APN	`08-2121-001-0230`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,228 sqft Living Area
Gross Area	1,803 sqft
1st Floor Area	1,228 sqft
Flooring	Covered

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	6,475 sqft (0.149 acres)

Exterior Amenities

Porch	Porch
Porch Area	147 sqft
Patio Area	260 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	645 CURTISS DR
City	OPA LOCKA
State	FL
Zip	33054-3011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	CURTISS PARKPB 50-2 LOT 23BLK 323 LOT SIZE6475 SQUARE FEET
Legal Range	41E
Legal Township	52S
Legal Section	21
Legal Subdivision	CURTISS PARK
Legal Block	323
Legal Lot Number	23
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1005
Census Tract	504

Owner

645 Curtiss Dr is owned and occupied by an individual who bought it in May 2019.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	645 CURTISS DR, OPA LOCKA, FL 33054-3011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2019 · Amount on File
Deed Sale	May 31, 2019 · Amount on File
Prior Sale	Mar 4, 2011 · Amount on File
Deed Document Number	2019340129
Deed Book / Page	31465 / 3645
Prior Transfer Date	Mar 1, 2011
Prior Transfer Doc	0000144518
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	May 31, 2019
Property Address	645 CURTISS DR, OPA LOCKA, FL 33054-3011
Document Number	0000340129
Book / Page	31465 / 3645
Map Reference	MB 50 PG 2
Instrument Date	May 20, 2019
Instrument	2019R0340129
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ALL TITLE SOLUTIONS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14231 SW 22ND ST, 14231, MIAMI, FL 33175-8025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 CURTISS DR, OPA LOCKA, FL 33054-3011

Mortgage

Document Number	0000340130
Date	May 31, 2019
Instrument	2019R0340130

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 645 Curtiss Dr was $5,080 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Opa-locka City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,080.00 Homeowner's exemption	$222,548	$339,626 Land $178,062 Building $161,564
2023	$4,717.00 (+4.27%) Homeowner's exemption	$209,977 (+3%)	$278,952 (+7.98%) Land $113,312 Building $165,640
2022	$4,524.00 Homeowner's exemption	$203,862	$258,327 Land $90,650 Building $167,677

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 Curtiss Dr in Zone X, an area of moderate flood risk, though there have been 20 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	20 (1979–2023)
Claims Outside the SFHA	12 of 20
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2000 · 8 claims Hurricane Irene, Oct 1999 · 5 claims Hurricane Andrew, Aug 1992 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 645 Curtiss Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OPA LOCKA serves 16,479 people · EPA ID FL4131001
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20