640 Curtiss Dr, Opa Locka, FL 33054 Property Records

Miami-Dade County property record for 640 Curtiss Dr, Opa Locka, FL 33054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,326 sqft · built 1957
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on File
Last Sale	$319,000 (Dec 2020)
Tax Bill	$6,109 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`08-2121-001-0890`

Property Details

APN / Parcel Number

Primary APN	`08-2121-001-0890`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,326 sqft Living Area
Gross Area	1,668 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Concrete
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	240 sqft
Porch	Porch
Porch Area	23 sqft
Fence	Fence

Location & Zoning

Street Address	640 CURTISS DR
City	OPA LOCKA
State	FL
Zip	33054-3012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100:SINGLE FAM,GENERAL
Legal Description	21 52 41 CURTISS PARK PB 50-2 LOT 15 BLK 326 LOT SIZE 65.000 X 100 73R-304456 COC 24415-2389 04 2006 1
Legal Range	41
Legal Township	52
Legal Section	21
Legal Subdivision	CURTISS PARK
Legal Block	326
Legal Lot Number	15
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1008
Census Tract	504

Owner

Source: Miami-Dade County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	640 CURTISS DR, OPA LOCKA, FL 33054-3012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 10, 2020 · Amount on Record
Deed Sale	Dec 10, 2020 · Amount on Record
Prior Sale	Apr 11, 2006 · Amount on Record
Deed Document Number	2020R0710087
Deed Book / Page	32232 / 1802
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Dec 10, 2020
Property Address	640 CURTISS DR, OPA LOCKA, FL 33054-3012
Document Number	0000710087
Book / Page	032232 / 001802
Instrument Date	Dec 1, 2020
Instrument	710087
Transaction Type	Transfer
Record Updated	Jan 7, 2021
Title Company	HOME TRUST TITLE INSURANCE AGENCY LLC, HOME TR TITLE INS AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,914.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 CURTISS DR OPA LOCKA FL 330543012, OPA LOCKA, FL 33054-3012

Mortgage

Document Number	710088
Date	Dec 10, 2020
Book Page	032232/001803
Instrument	710088

Lender

Name	THELENDER
Address	ST PETERS, MO 63376

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2050

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Opa-locka City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,109.00 (+7.04%) Homeowner's exemption	$265,387 (+5.99%)	$397,845 (+17.76%) Land $178,750 Building $219,095
2023	$5,707.00 (+4.05%) Homeowner's exemption	$250,397 (+3%)	$337,833 (+6.38%) Land $113,750 Building $224,083
2022	$5,485.00 Homeowner's exemption	$243,104	$317,578 Land $91,000 Building $226,578

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	20 (1979–2023)
Claims Outside the SFHA	12 of 20
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2000 · 8 claims Hurricane Irene, Oct 1999 · 5 claims Hurricane Andrew, Aug 1992 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OPA LOCKA serves 16,479 people · EPA ID FL4131001
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20