645 Crescent Ave, Covington, KY 41011 Property Records

Kenton County property record for 645 Crescent Ave, Covington, KY 41011

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · built 2023
OwnerIndividual Name on File
Last Sale$623,000 (Apr 2025)
Tax Bill$8,612 (2025)
Deeds & MortgagesApr 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN040-43-02-013.11

Property Details

APN / Parcel Number

Primary APN040-43-02-013.11

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick
Foundation TypeConcrete
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address645 CRESCENT AVE
CityCOVINGTON
StateKY
Zip41011-1015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY VIEW @ DEVOU PARK LOT 11
Legal SubdivisionCITY VIEW @ DEVOU PARK
Legal Lot Number11
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1001
Census Tract61600

Owner

645 Crescent Ave is owned by an individual who bought it in April 2025.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address8098 BIG OAK CIR, MASON, OH 45040-7677
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 2025 · Amount on File
Deed SaleApr 3, 2025 · Amount on File
Deed Document Number2025105
Deed Book / Page336 / 418
Record UpdatedOct 29, 2026

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 3, 2025
Property Address645 CRESCENT AVE, COVINGTON, KY 41011-1015
Document Number0005900105
Book / PageKC 336 / 418
Instrument DateMar 31, 2025
Instrument25040305900105
Transaction TypeTransfer
Record UpdatedOct 1, 2025
Title CompanyLAWYERS TITLE/CINCINNATI INC, LAWYERS TTL OF CINCINNATI IN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2641 CRESCENT SPRINGS PIKE, CRESCENT SPRINGS, KY 41017-1567

Transferred To (Grantee/Buyer)

NameVerified Name
Address8098 BIG OAK CIR, MASON, OH 45040-7677

Mortgage

Document Number0005900106
DateApr 3, 2025
Instrument25040305900106
Lender
NameLCNB NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 645 Crescent Ave was $8,612, up 0.8% from the year before.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$623,000 (-4.15%) Land $50,000 Building $573,000$623,000 (-4.15%) Land $50,000 Building $573,000
2025$8,612.00 (+0.76%)$650,000 (-) Land $50,000 Building $600,000$650,000 (-) Land $50,000 Building $600,000
2024$8,547.00$650,000 Land $50,000 Building $600,000$650,000 Land $50,000 Building $600,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 Crescent Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 Crescent Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on Crescent Ave

Nearby Streets

Search Property Records by Address or Parcel Number