Kenton County property record for 635 Crescent Ave, Covington, KY 41011 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,520 sqft · built 1920 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $231,000 (May 2021) |
| Tax Bill | $3,060 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-43-02-010.00 |
| Primary APN | 040-43-02-010.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,520 sqft Finished Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 2,178 sqft (0.05 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 635 CRESCENT AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-1015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARNOLD H'STD BLK I PT LOTS 9-10 25' WS CRESCENT 240' N 7TH |
| Legal Subdivision | ARNOLD HOMESTEAD |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 9,10 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 61600 |
Source: Kenton County records · APN 040-43-02-010.00
Assessment roll updated December 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 635 CRESCENT AVE, COVINGTON, KY 41011-1015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV |
| May 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 12, 2021 · Amount on Record |
| Deed Sale | May 12, 2021 · Amount on Record |
| Prior Sale | Aug 12, 2002 · Amount on Record |
| Deed Document Number | 20215900294 |
| Deed Book / Page | 90 / 292 |
| Prior Transfer Date | Mar 06, 2015 |
| Prior Transfer Doc | 0000000167 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 635 CRESCENT AVE, COVINGTON, KY 41011-1015 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | AGILITY CLOSING & TTL SVCS I |
| Name | Verified Name |
|---|---|
| Address | 635 CRESCENT AVE, COVINGTON, KY 41011-1015 |
| Document Number | 0005900296 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 215/17 |
| Instrument | 21051205900296 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 01, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 12, 2021 |
| Property Address | 635 CRESCENT AVE, COVINGTON, KY 41011-1015 |
| Document Number | 0005900294 |
| Book / Page | 90 / 292 |
| Instrument Date | May 10, 2021 |
| Instrument | 21051205900294 |
| Transaction Type | Transfer |
| Record Updated | Jun 03, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1010 ALTAVIA AVE, 1010, PARK HILLS, KY 41011-1926 |
| Name | Verified Name |
|---|---|
| Address | 635 CRESCENT AVE, COVINGTON, KY 41011-1015 |
| Document Number | 0005900295 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 215/1 |
| Instrument | 21051205900295 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,060.00 (-0.52%) | $231,000 (-) Land $5,000 Building $226,000 | $231,000 (-) Land $5,000 Building $226,000 |
| 2023 | $3,076.00 | $231,000 Land $5,000 Building $226,000 | $231,000 Land $5,000 Building $226,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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