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645 Co Rd 40, Centre, AL 35960 Property Records

Cherokee County property record for 645 Co Rd 40, Centre, AL 35960

Property Summary

Property TypeMobile Home
Details1,344 sqft · built 1992
Lot Size0.6 acres (26,136 sqft)
OwnerIndividual Name on File
Last Sale$60,000 (Aug 2017)
Tax Bill$90 (2026)
Deeds & MortgagesAug 2017 Sale
Flood ZoneZone X (minimal risk)
APN13-13-08-28-0-000-151.000

Property Details

APN / Parcel Number

Primary APN13-13-08-28-0-000-151.000
Alternative APNs
  • ALT APN:1308280000151000
  • 31520

Interior

Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleMobile Home
Lot Area26,136 sqft (0.6 acres)
PorchSlab
Porch Area56 sqft
Deck Area128 sqft

Location & Zoning

Account Number31520
Street Address645 COUNTY ROAD 40
CityCENTRE
StateAL
Zip35960-8213
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT 9, SHARON HEIGHTS 1ST ADD PB 8 PG 47
Legal Range10E
Legal Township10S
Legal Section28
Legal SubdivisionSHARON HEIGHTS FIRST ADDITION
Legal Lot Number9
JurisdictionCHEROKEE AL
Township / Civil DivisionSPRING GARDEN
Census Block Group3
Census Block3008
Census Tract956102

Owner

645 Co Rd 40, a mobile home, is owned and occupied by an individual who bought it in August 2017.

Source: Cherokee County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address645 COUNTY ROAD 40, CENTRE, AL 35960-8213
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2017 · Amount on File
Deed SaleAug 15, 2017 · Amount on File
Deed Document Number2017199183
Record UpdatedOct 29, 2026

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateAug 15, 2017
Property Address645 COUNTY ROAD 40, CENTRE, AL 35960-8213
Document Number199183
Instrument DateAug 15, 2017
Instrument199183
Transaction TypeTransfer
Record UpdatedDec 13, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address13655 US HIGHWAY 411 N, 13655, CENTRE, AL 35960-3444

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address645 COUNTY ROAD 40, CENTRE, AL 35960-8213

Tax Assessment & Valuation

The 2026 property tax bill for 645 Co Rd 40 was $90 with a homeowner's exemption, up 8.4% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$90.00 (+8.43%)
2025$83.00 (+7.79%) Homeowner's exemption$2,160 (+5.88%) Land $540 Building $1,620$30,900 (+5.1%) Land $5,400 Building $25,500
2024$77.00 (-2.53%) Additional exemption filed$2,040 (-32%) Land $500 Building $1,540$29,400 (-1.67%) Land $5,000 Building $24,400
2023$79.00 (-2.47%) Homeowner's exemption$3,000 (+114.29%)$29,900 (-1.97%) Land $5,000 Building $24,900
2022$81.00 Homeowner's exemption$1,400 Land $500 Building $900$30,500 Land $5,000 Building $25,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 645 Co Rd 40 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2019–2020)
Most Recent ClaimFeb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 Co Rd 40 is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 49% of Alabama
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHEROKEE COUNTY WATER & SEWER AUTHORITY
serves 11,013 people · EPA ID AL0000189
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
TDS Telecom
DSL		50 / 10

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Co Rd 40

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