Cherokee County property record for 620 Co Rd 40, Centre, AL 35960 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,800 sqft · built 1998 |
| Lot Size | 0.527 acres (22,947 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Aug 2021) |
| Tax Bill | $1,331 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-13-08-28-0-000-069.000 |
| Primary APN | 13-13-08-28-0-000-069.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Upper Floors Area | 600 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 22,947 sqft (0.527 acres) |
| Porch | Patio |
|---|---|
| Porch Area | 44 sqft |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Account Number | 212835 |
|---|---|
| Street Address | 620 COUNTY ROAD 40 |
| City | CENTRE |
| State | AL |
| Zip | 35960-8206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11, SHARON HEIGHTS SD PB 5 PG 33 |
| Legal Range | 10E |
| Legal Township | 10S |
| Legal Section | 28 |
| Legal Subdivision | SHARON HEIGHTS |
| Legal Lot Number | 11 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | SPRING GARDEN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 956102 |
Source: Cherokee County records · APN 13-13-08-28-0-000-069.000
Assessment roll updated December 1, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 620 COUNTY ROAD 40, CENTRE, AL 35960-8206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 03, 2021 · Amount on Record |
| Deed Sale | Aug 03, 2021 · Amount on Record |
| Prior Sale | Jun 21, 2021 · Amount on Record |
| Deed Document Number | 2021219629 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Aug 03, 2021 |
| Property Address | 620 COUNTY ROAD 40, CENTRE, AL 35960-8206 |
| Document Number | 0000219629 |
| Map Reference | PB 5 PG 33 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 219629 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 620 COUNTY ROAD 40, CENTRE, AL 35960-8206 |
| Document Number | 0000219630 |
|---|---|
| Date | Aug 03, 2021 |
| Instrument | 219630 |
| Name | FIRST EQUITY HOME LOAN |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Cherokee County records · Assessment roll updated December 1, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,331.00 (+4.39%) | $17,140 (+8.48%) Land $12,600 Building $4,540 | $316,900 (+4.45%) Land $126,000 Building $190,900 |
| 2024 | $1,275.00 | $15,800 (-47.96%) Land $11,260 Building $4,540 | $303,400 (-) Land $112,500 Building $190,900 |
| 2023 | $1,275.00 (-49.96%) | $30,360 (-3.8%) | $303,400 (-) Land $112,500 Building $190,900 |
| 2022 | $2,548.00 | $31,560 Land $22,500 Building $9,060 | $303,400 Land $112,500 Building $190,900 |
Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010199561023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2019–2020) |
| Most Recent Claim | Feb 2020, rainfall accumulation |
| Wildfire Risk | Moderate above 45% of the US · above 50% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 1,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 48 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| TDS Telecom | DSL | 50 / 10 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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