645 Clark St, Elyria, OH 44035 Property Records

Lorain County property record for 645 Clark St, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1955
Square Footage	854 sqft Living Area
Lot Size	5,663 sqft (0.13 acres)
Occupancy	Owner Occupied
Last Sale	$70,000 (2025)
Tax Bill	$1,388.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-25-014-109-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	854 sqft Living Area
1st Floor	854 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Lot Area	5,663 sqft (0.13 acres)
Depth X Width	135 ft x 45 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	440 sqft Garage
Porch	1 Porch
Porch Area	24 sqft Porch

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Street Address	645 CLARK ST
City	ELYRIA
State	OH
Zip	44035-6205
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BROADVIEW 45 X 135 S/L 27
Legal Subdivision	BROADVIEW ALLOTMENT
Legal Tract	25
Legal Block	109
Legal Lot Number	27
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	2
Census Block	2005
Census Tract	71201

Owner

Source: Lorain County records · APN 06-25-014-109-003

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	645 CLARK ST, ELYRIA, OH 44035-6205
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	May 12, 2008 · Amount on Record
Deed Doc Number	2025-0069458
Record Refreshed	Jun 08, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 29, 2025
Property Address	645 CLARK ST, ELYRIA, OH 44035-6205
Document Number	0000069458
Map Reference	VOL 9 PG 17
Instrument Date	Sep 25, 2025
Instrument	2025-0069458
Transaction Type	Transfer
Record Updated	Oct 08, 2025
Title Company	ERIEVIEW TITLE AGENCY LLC, ERIEVIEW TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	645 CLARK ST, ELYRIA, OH 44035-6205

Mortgage

Document Number	0000069459
Date	Sep 29, 2025
Instrument	2025-0069459

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2040

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,388.00	$28,070 (-) Land $7,810 Building $20,260	$80,200 (-) Land $22,320 Building $57,880
2024	$1,388.00 (+1.09%)	$28,070 (+14.11%) Land $7,812 Building $20,258	$80,200 (+14.11%) Land $22,320 Building $57,880
2023	$1,373.00 (+0.37%)	$24,598 (-0.01%) Land $7,966 Building $16,632	$70,280 (-) Land $22,760 Building $47,520
2022	$1,368.00	$24,600 Land $7,970 Building $16,630
2021			$70,280 Land $22,760 Building $47,520

Flood & Wildfire

645 Clark St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.