639 Clark St, Elyria, OH 44035 Property Records

Lorain County property record for 639 Clark St, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,070 sqft · built 1958
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$110,400 (Nov 2021)
Tax Bill	$518 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-014-109-001`

Property Details

APN / Parcel Number

Primary APN	`06-25-014-109-001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,070 sqft Living Area
1st Floor Area	1,070 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	5,227 sqft (0.119 acres)
Lot Dimensions	135 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	144 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	639 CLARK ST
City	ELYRIA
State	OH
Zip	44035-6205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROADVIEW 40 X 135
Legal Subdivision	BROADVIEW ALLOTMENT
Legal Tract	25
Legal Block	109
Legal Lot Number	25
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2005
Census Tract	71201

Owner

Source: Lorain County records · APN 06-25-014-109-001

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	639 CLARK ST, ELYRIA, OH 44035-6205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 05, 2021 · Amount on Record
Deed Sale	Nov 05, 2021 · Amount on Record
Prior Sale	May 29, 2014 · Amount on Record
Deed Document Number	2021007648
Record Updated	Jun 08, 2026

November 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 05, 2021
Property Address	639 CLARK ST, ELYRIA, OH 44035-6205
Document Number	20210848203
Map Reference	VOL 9 G 19
Instrument Date	Nov 01, 2021
Instrument	2021-0848203
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	639 CLARK ST, ELYRIA, OH 44035-6205

Mortgage

Document Number	20210848204
Date	Nov 05, 2021
Instrument	2021-0848204

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$518.00	$31,830 (+0.01%) Land $6,950 Building $24,880	$90,930 (-) Land $19,850 Building $71,080
2024	$518.00 (-65.74%)	$31,826 (+14.68%) Land $6,948 Building $24,878	$90,930 (+14.68%) Land $19,850 Building $71,080
2023	$1,512.00 (-0.13%)	$27,752 (+0.01%) Land $7,084 Building $20,668	$79,290 (-) Land $20,240 Building $59,050
2022	$1,514.00	$27,750 Land $7,080 Building $20,670
2021			$79,290 Land $20,240 Building $59,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

Based on FCC filings for 566 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.