645 Citadel Dr, Westmont, IL 60559 Property Records

DuPage County property record for 645 Citadel Dr, Westmont, IL 60559

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,100 sqft · built 1995
Lot Size0.03 acres (1,307 sqft)
OwnerIndividual Name on Record
Last Sale$570,000 (May 2026)
Tax Bill$8,026 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Jun 2022 Transfer
Flood ZoneZone X (minimal risk)
APN09-03-213-133

Property Details

APN / Parcel Number

Primary APN09-03-213-133

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,100 sqft Living Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleCondo/Apartment
Lot Area1,307 sqft (0.03 acres)

Location & Zoning

Street Address645 CITADEL DR
CityWESTMONT
StateIL
Zip60559-1297
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS
Legal DescriptionCITADEL ON THE POND BUILDING 32 UNIT 4
Legal SubdivisionCITADEL ON THE POND BUILDING 32
Legal Lot Number1,3
Legal Unit4
JurisdictionDU PAGE IL
Township / Civil DivisionDOWNERS GROVE
Census Block Group4
Census Block4004
Census Tract844702

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address645 CITADEL DR, WESTMONT, IL 60559-1297
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
May 1, 2026Deed, Transfer · Conventional Mortgage
SOLUTIONS FINANCIAL MORTGAGE
Jun 24, 2022Intrafamily Transfer, Transfer
ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2026 · Amount on Record
Deed SaleMay 1, 2026 · Amount on Record
Prior SaleSep 4, 2014 · Amount on Record
Deed Document Number202628743
Prior Transfer DateDec 20, 1995
Prior Transfer Doc0000184848
Record UpdatedOct 29, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionDU PAGE IL
Recording DateMay 1, 2026
Property Address645 CITADEL DR, WESTMONT, IL 60559-1297
Document Number0000028743
Instrument DateMar 27, 2026
Instrument202628743
Transaction TypeTransfer
Record UpdatedJun 2, 2026
Title CompanyPROPERTY TITLE, PROPER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$86,355.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 CITADEL DR, WESTMONT, IL 60559-1297

Mortgage

Document Number0000028744,
DateMay 1, 2026
Instrument202628744
Lender
NameSOLUTIONS FINANCIAL MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate5.88%
Initial TypeFixed Rate
Max Rate-1%

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDU PAGE IL
Recording DateJun 24, 2022
Property Address645 CITADEL DR, WESTMONT, IL 60559-1297
Document Number0000060250
Map ReferenceDOC R95-64222
Instrument DateJun 14, 2022
InstrumentR2022-060250
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address645 CITADEL DR, 645, WESTMONT, IL 60559-1297

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address645 CITADEL DR, WESTMONT, IL 60559-1297

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionDowners Grove Township
MunicipalityWestmont Village
Unified School DistrictWestmont Community Unit School District 201 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,026.00 (+4.63%) Veteran's exemption$145,403 (+7.9%) Land $33,968 Building $111,435$436,209 (+7.9%) Land $101,904 Building $334,305
2024$7,671.00 (+6.93%)$134,757 (+13.24%) Land $31,481 Building $103,276$404,271 (+13.24%) Land $94,443 Building $309,828
2022$7,174.00 Homeowner's exemption Senior Citizen's exemption$119,000 Land $27,800 Building $91,200$357,000 Land $83,400 Building $273,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1980–1983)
Claims Outside the SFHA1 of 5
Most Recent ClaimJun 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTMONT
serves 24,161 people · EPA ID IL0430950
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionMay 2024
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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