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642 Citadel Dr, Westmont, IL 60559 Property Records

DuPage County property record for 642 Citadel Dr, Westmont, IL 60559

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,600 sqft · built 1995
Lot Size0.03 acres (1,307 sqft)
OwnerIndividual Name on Record
Last Sale$324,500 (Oct 2005)
Tax Bill$7,978 (2025)
Deeds & MortgagesDec 2025 Mortgage
Jul 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN09-03-213-024

Property Details

APN / Parcel Number

Primary APN09-03-213-024

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Building Area1,600 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleCondo/Apartment
Lot Area1,307 sqft (0.03 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address642 CITADEL DR
CityWESTMONT
StateIL
Zip60559-5541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionCITADEL ON THE POND BUILDING 6 UNIT 4
Legal SubdivisionCITADEL ON THE POND BUILDING 6
Legal Block6
Legal Lot Number4
Legal Unit4
JurisdictionDU PAGE IL
Township / Civil DivisionDOWNERS GROVE
Census Block Group4
Census Block4004
Census Tract844702

Owner

Source: DuPage County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address642 CITADEL DR, WESTMONT, IL 60559-5541
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 3, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 2005 · Amount on Record
Deed SaleOct 28, 2005 · Amount on Record
Prior SaleDec 21, 1995 · Amount on Record
Deed Document Number2005241480
Prior Transfer DateDec 1, 1995
Prior Transfer Doc0000180440
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address642 CITADEL DR, WESTMONT, IL 60559-5541
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 CITADEL DR, WESTMONT, IL 60559-5541

Mortgage

Document Number0000083420
DateDec 29, 2025
InstrumentR2025-083420
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056
Interest
Rate6.87%

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address642 CITADEL DR, WESTMONT, IL 60559-5541
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 CITADEL DR, WESTMONT, IL 60559-5541

Mortgage

Document Number0000040197
DateJul 3, 2025
InstrumentR2025-040197
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2055
Interest
Rate7.62%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionDowners Grove Township
MunicipalityWestmont Village
Unified School DistrictWestmont Community Unit School District 201 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,978.00 (+13.49%)$136,633 (+22.18%) Land $27,758 Building $108,875$409,899 (+22.18%) Land $83,274 Building $326,625
2022$7,030.00 Homeowner's exemption$111,830 Land $22,720 Building $89,110$335,490 Land $68,160 Building $267,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1980–1983)
Claims Outside the SFHA1 of 5
Most Recent ClaimJun 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTMONT
serves 24,161 people · EPA ID IL0430950
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionMay 2024
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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