645 Cherry St, Hammond, IN 46324 Property Records

Lake County property record for 645 Cherry St, Hammond, IN 46324

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,204 sqft · built 1918
Lot Size	0.212 acres (9,250 sqft)
Owner	Trust Name on Record
Tax Bill	$1,927 (2024)
Deeds & Mortgages	Jan 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`007-26-36-0075-0041`

Property Details

APN / Parcel Number

Primary APN	`007-26-36-0075-0041`
Alternative APNs	`45-06-12-278-024.000-023` `263600750041`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,204 sqft Living Area
Basement Area	1,204 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Material	Asphalt
Lot Area	9,250 sqft (0.212 acres)
Lot Dimensions	125 ft deep x 74 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-26-36-0075-0041
Old Parcel Number	263600750041
Street Address	645 CHERRY ST
City	HAMMOND
State	IN
Zip	46324-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH HAMMOND BL.12 LOTS 45,46&47
Legal Subdivision	SOUTH HAMMOND
Legal Block	12
Legal Lot Number	45-47 46
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	3
Census Block	3025
Census Tract	21400

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	645 CHERRY ST, HAMMOND, IN 46324-1505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Jul 22, 2013
Last Transfer Date	Jan 22, 2020
Transfer Doc	0000005512
Record Updated	Jun 8, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Jan 22, 2020
Property Address	645 CHERRY ST, HAMMOND, IN 46324-1505
Document Number	0000005512
Instrument Date	Jan 20, 2020
Instrument	5512
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	645 CHERRY ST HAMMOND IN 463241505, HAMMOND, IN 46324-1505

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$203,800 (+44.74%) Land $36,100 Building $167,700	$203,800 (+44.74%) Land $36,100 Building $167,700
2024	$1,927.00 (+11.84%)
2023		$140,800 (+5.63%) Land $35,100 Building $105,700	$140,800 (+5.63%) Land $35,100 Building $105,700
2022	$1,723.00 Homeowner's exemption	$133,300 Land $35,100 Building $98,200	$133,300 Land $35,100 Building $98,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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