640 Cherry St, Hammond, IN 46324 Property Records

Lake County property record for 640 Cherry St, Hammond, IN 46324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,087 sqft · built 1920
Lot Size	0.18 acres (7,875 sqft)
Owner	Company Name on Record
Tax Bill	$4,179 (2024)
Deeds & Mortgages	Oct 2020 Line of Credit Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-26-36-0079-0006`

Property Details

APN / Parcel Number

Primary APN	`007-26-36-0079-0006`
Alternative APNs	`45-06-12-279-012.000-023` `263600790006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,087 sqft Living Area
Basement Area	1,087 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Asphalt
Lot Area	7,875 sqft (0.18 acres)
Lot Dimensions	125 ft deep x 63 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-26-36-0079-0006
Old Parcel Number	263600790006
Street Address	640 CHERRY ST
City	HAMMOND
State	IN
Zip	46324-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH HAMMOND ALL OF LOTS 5 & 6 BL.17 E2 OF L.7 BL.17
Legal Subdivision	SOUTH HAMMOND
Legal Block	17
Legal Lot Number	5,6 6
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	3
Census Block	3024
Census Tract	21400

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6824 CALUMET AVE, HAMMOND, IN 46324-1640
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed of Trust, Mortgage · Line of Credit RFLF 5 LLC
Dec 10, 2018	Warranty Deed, Transfer · Line of Credit FINANCE OF AMERICA COM'L LLC
Dec 17, 2018	Grant Deed, Transfer INDIANA TITLE NETWORK COMPANY, INDIANA TITLE NETWORK CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2018
Deed Sale	Dec 17, 2018
Prior Sale	Dec 10, 2018
Deed Document Number	2018 086660
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	640 CHERRY ST, HAMMOND, IN 46324-1506
Document Number	0000080064
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	INDIANA TITLE NETWORK COMPANY, INDIANA TITLE NETWORK CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	640 CHERRY ST HAMMOND IN 463241506, HAMMOND, IN 46324-1506

Mortgage

Document Number	0000080064
Date	Nov 3, 2020
Instrument	80064

Lender

Name	RFLF 5 LLC
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2050

Interest

Rate Type	Adjustable Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Dec 10, 2018
Property Address	640 CHERRY ST, HAMMOND, IN 46324-1506
Document Number	0000084720
Instrument Date	Dec 4, 2018
Instrument	84720
Transaction Type	Transfer
Record Updated	Dec 28, 2018
Title Company	INDIANA TITLE NETWORK COMPANY, INDIANA TITLE NETWORK CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6824 CALUMET AVE HAMMOND IN 463241640, HAMMOND, IN 46324-1640
Investor	Possibly a Property Investor

Mortgage

Document Number	84721
Date	Dec 10, 2018
Instrument	84721

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	CHARLOTTE, NC 28210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Dec 9, 2020

Interest

Rate Type	Adjustable Rate

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE IN
Recording Date	Dec 17, 2018
Property Address	640 CHERRY ST, HAMMOND, IN 46324-1506
Document Number	0000086660
Instrument Date	Dec 4, 2018
Instrument	86660
Transaction Type	Transfer
Record Updated	Jan 3, 2019
Title Company	INDIANA TITLE NETWORK COMPANY, INDIANA TITLE NETWORK CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6824 CALUMET AVE HAMMOND IN 463241640, HAMMOND, IN 46324-1640
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$182,500 (+21.26%) Land $32,500 Building $150,000	$182,500 (+21.26%) Land $32,500 Building $150,000
2024	$4,179.00 (+9.77%)
2023		$150,500 (+5.91%) Land $34,300 Building $116,200	$150,500 (+5.91%) Land $34,300 Building $116,200
2022	$3,807.00	$142,100 Land $34,300 Building $107,800	$142,100 Land $34,300 Building $107,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Cherry St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures