645 Chaparral Ct, Altadena, CA 91001 Property Records

Los Angeles County property record for 645 Chaparral Ct, Altadena, CA 91001

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 3 ba · 2,507 sqft · built 1999
Lot Size	0.264 acres (11,478 sqft)
Owner	Individual Name on File
Last Sale	$870,000 (Sep 2010)
Tax Bill	$14,168 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Sep 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5863-027-046`

Property Details

APN / Parcel Number

Primary APN	`5863-027-046`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,507 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Wood
Lot Area	11,478 sqft (0.264 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	645 CHAPARRAL CT
City	ALTADENA
State	CA
Zip	91001-3858
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	LCR110
Legal Description	TR=45546-09 LOT 39
Legal Subdivision	45546-09
Legal Tract	45546
Legal Block	4
Legal Lot Number	39
Jurisdiction	LOS ANGELES CA
Township / Civil Division	PASADENA
Census Block Group	4
Census Block	4024
Census Tract	460301

Owner

645 Chaparral Ct, a planned unit development, is owned and occupied by an individual who acquired it in March 2017.

Source: Los Angeles County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	645 CHAPARRAL CT, ALTADENA, CA 91001-3858
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Sep 21, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Mar 17, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2010 · Amount on File
Deed Sale	Sep 10, 2010 · Amount on File
Prior Sale	Aug 5, 2010
Deed Document Number	20101275949
Last Transfer Date	Mar 7, 2017
Transfer Doc	0000306305
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	645 CHAPARRAL CT, ALTADENA, CA 91001-3858
Transaction Type	Mortgage
Record Updated	Feb 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1074 GLEN OAKS BLVD, PASADENA, CA 91105-1108

Mortgage

Document Number	0001841718
Date	Dec 10, 2021
Instrument	21-1841718

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	Sep 13, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	645 CHAPARRAL CT, ALTADENA, CA 91001-3858
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001080091
Date	Sep 21, 2017
Instrument	17-1080091

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOS ANGELES CA
Recording Date	Mar 17, 2017
Property Address	645 CHAPARRAL CT, ALTADENA, CA 91001-3858
Document Number	0000306305
Map Reference	MB1230 PG22-26
Instrument Date	Mar 7, 2017
Instrument	17-0306305
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 CHAPARRAL CT, ALTADENA, CA 91001-3858

Mortgage

Document Number	0000306306
Date	Mar 17, 2017
Instrument	17-0306306

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 645 Chaparral Ct was $14,168 with a homeowner's exemption.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Unified School District	Pasadena Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,057,367 (+2%) Land $681,674 Building $375,693
2025	$14,168.00 Homeowner's exemption	$1,036,635 Land $668,308 Building $368,327
2023	$14,429.00 (+3.44%) Homeowner's exemption	$1,071,330 Land $713,730 Building $357,600
2022	$13,949.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 645 Chaparral Ct in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1980–1993)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Feb 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 Chaparral Ct is very high, ranking above 94% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 79% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN AVENUE WATER CO. private · serves 8,721 people · EPA ID CA1910063
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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