645 Central Ave, Holland, MI 49423 Property Records

Ottawa County property record for 645 Central Ave, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 975 sqft · built 1950
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (Aug 2015)
Tax Bill	$3,088 (2025)
Flood Zone	Zone X (minimal risk)
APN	`70-16-32-405-015`

Property Details

APN / Parcel Number

Primary APN	`70-16-32-405-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	975 sqft Living Area
1st Floor Area	975 sqft
Basement Area	975 sqft
Unfinished Basement	968 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	125 ft deep x 66 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	645 CENTRAL AVE
City	HOLLAND
State	MI
Zip	49423-5144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	THAT PART OF LOT 29 DESC AS COM ON E LI OF CENTRAL AVE 198 FT S OF S LI OF 26TH ST, TH E 125 FT TH S 66 FT, TH W 125 FT, TH N
Legal Range	15W
Legal Township	05N
Legal Section	32
Legal Subdivision	A C VAN RAALTES ADDITION #2
Legal Block	405
Legal Lot Number	29
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	6
Census Block	6005
Census Tract	25700

Owner

Source: Ottawa County records · APN 70-16-32-405-015

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	645 CENTRAL AVE, HOLLAND, MI 49423-5144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 06, 2015 · Amount on Record
Deed Sale	Aug 06, 2015 · Amount on Record
Prior Sale	Apr 23, 2012 · Amount on Record
Deed Document Number	201529873
Prior Transfer Date	Jul 31, 2015
Prior Transfer Doc	20150029619
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,100 (+14.09%)	$246,200 (+14.09%)
2025	$3,088.00 (+15.87%) Homeowner's exemption	$107,900 (+17.67%)	$215,800 (+17.67%)
2023		$91,700	$183,400
2022	$2,665.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 20, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Holland Board of Public Works Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 585 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.