640 Central Ave, Holland, MI 49423 Property Records

Ottawa County property record for 640 Central Ave, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 988 sqft · built 1926
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jun 2002)
Tax Bill	$2,160 (2025)
Deeds & Mortgages	May 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`70-16-32-330-009`

Property Details

APN / Parcel Number

Primary APN	`70-16-32-330-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	780 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	131 ft deep x 44 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	640 CENTRAL AVE
City	HOLLAND
State	MI
Zip	49423-5172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 6, ALSO E 1/2 OF VAC ALLEY ADJ ON THE WEST STEWART'S ADD SEC 32 T5N R15W
Legal Range	15W
Legal Township	05N
Legal Section	32
Legal Subdivision	WEST STEWARTS ADD
Legal Block	330
Legal Lot Number	6
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	1
Census Block	1010
Census Tract	25700

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	640 CENTRAL AVE, HOLLAND, MI 49423-5172
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2002 · Amount on Record
Deed Sale	Jun 28, 2002 · Amount on Record
Prior Sale	May 26, 1999 · Amount on Record
Deed Book / Page	3530 / 340
Last Transfer Date	May 4, 2018
Transfer Doc	20180016229
Record Updated	Oct 29, 2026

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	May 10, 2018
Property Address	640 CENTRAL AVE, HOLLAND, MI 49423-5172
Document Number	20180016229
Map Reference	LB3 PG34
Instrument Date	May 4, 2018
Instrument	2018-0016229
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 CENTRAL AVE, HOLLAND, MI 49423-5172

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,100 (+14.25%)	$258,200 (+14.25%)
2025	$2,160.00 (+15.82%) Homeowner's exemption	$113,000 (+17.1%)	$226,000 (+17.1%)
2023		$96,500	$193,000
2022	$1,865.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND TOWNSHIP CONSOLIDATED serves 26,100 people · EPA ID MI0003195
Water Source	Purchased surface water from WYOMING
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20