645 Cedar Grove Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 645 Cedar Grove Cv, Hernando, MS 38632 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,112 sqft · built 2000
Lot Size	0.755 acres (32,917 sqft)
Owner	Individual Name on File
Tax Bill	$3,026 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-07-12-0-00019-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-07-12-0-00019-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,112 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	32,917 sqft (0.755 acres)
Lot Dimensions	196 ft deep x 66 ft wide
Deck Area	270 sqft
Patio Area	200 sqft

Location & Zoning

Street Address	645 CEDAR GROVE CV
City	HERNANDO
State	MS
Zip	38632-6655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE LAKES OF CEDAR GROVE S-D PHASE I LOT 19
Legal Range	07
Legal Township	03
Legal Section	07
Legal Subdivision	CEDAR GROVE S-D PHASE I
Legal Phase	1
Legal Lot Number	19
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1014
Census Tract	71001

Owner

Source: DeSoto County records · APN 3-07-3-07-12-0-00019-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	645 CEDAR GROVE CV, HERNANDO, MS 38632-6655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2007
Deed Sale	Dec 14, 2007
Deed Document Number	0000574565
Deed Book / Page	0574 / 565
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	645 CEDAR GROVE CV, HERNANDO, MS 38632-6655
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 CEDAR GROVE CV, HERNANDO, MS 38632-6655

Mortgage

Document Number	005340/483
Date	Sep 10, 2021
Book Page	5340/483

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	234 Months
Due	Mar 01, 2041

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,026.00 (+16.7%)	$28,556 (+36.9%) Land $3,300 Building $25,256	$285,561 (+36.9%) Land $33,000 Building $252,561
2023	$2,593.00	$20,859	$208,588 Land $33,000 Building $175,588

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 20% of Mississippi
Wildfire Likelihood	About 1 in 1,613 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.