633 Cedar Grove Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 633 Cedar Grove Cv, Hernando, MS 38632 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,700 sqft · built 2005
Lot Size	0.401 acres (17,508 sqft)
Owner	Individual Name on File
Tax Bill	$2,859 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-07-12-0-00020-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-07-12-0-00020-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,700 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	17,508 sqft (0.401 acres)
Lot Dimensions	196 ft deep x 66 ft wide

Location & Zoning

Street Address	633 CEDAR GROVE CV
City	HERNANDO
State	MS
Zip	38632-6655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE LAKES OF CEDAR GROVE S-D PHASE I LOT 20
Legal Range	07
Legal Township	03
Legal Section	07
Legal Subdivision	CEDAR GROVE S-D PHASE I
Legal Phase	1
Legal Lot Number	20
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1014
Census Tract	71001

Owner

Source: DeSoto County records · APN 3-07-3-07-12-0-00020-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	633 CEDAR GROVE CV, HERNANDO, MS 38632-6655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jun 22, 2015
Transfer Doc	000765/649
Record Updated	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	633 CEDAR GROVE CV, HERNANDO, MS 38632-6655
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005455/13
Date	Jan 31, 2022
Book Page	5455/13

Lender

Name	SECURTRUST FCU
Type	Credit Union
Address	SOUTHAVEN, MS 38672

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,859.00 (+14.18%)	$24,543 (+35.96%) Land $3,500 Building $21,043	$245,425 (+35.96%) Land $35,000 Building $210,425
2023	$2,504.00	$18,052	$180,518 Land $35,000 Building $145,518

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.