645 Cedar Crest Dr, Elyria, OH 44035 Property Records

Lorain County property record for 645 Cedar Crest Dr, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2022
Square Footage	1,564 sqft Living Area
Garage	Attached, 400 sqft
Occupancy	Owner Occupied
Last Sale	$284,963 (2022)
Tax Bill	$3,180.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`11-00-071-000-195`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,564 sqft Living Area

Exterior

Year Built	Built 2022
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Patio Area	36 sqft Patio
Canopy Area	36 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Street Address	645 CEDAR CREST DR
City	ELYRIA
State	OH
Zip	44035-8983
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	FOUR SEASONS AT CHESTNUT RIDGE SUB 3 51.16 X 140.55
Legal Lot Number	218
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	2
Census Block	2004
Census Tract	91100

Owner

Source: Lorain County records · APN 11-00-071-000-195

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	645 CEDAR CREST DR, ELYRIA, OH 44035-8983
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 23, 2022 · Amount on Record
Deed Sale	Feb 23, 2022 · Amount on Record
Deed Doc Number	2022001010
Record Refreshed	Jun 08, 2026

February 2022: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 23, 2022
Property Address	645 CEDAR CREST DR, ELYRIA, OH 44035-8983
Document Number	0000863969
Map Reference	MB 110 PG 91-96
Instrument Date	Feb 01, 2022
Instrument	2022-0863969
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 CEDAR CREST DRIVE, ELYRIA, OH 44035-8983

Mortgage

Document Number	0000863970
Date	Feb 23, 2022
Instrument	2022-0863970

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2037

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,180.00	$97,970 (%) Land $19,020 Building $78,950	$279,920 (-) Land $54,350 Building $225,570
2024	$3,180.00 (-22.4%)	$97,973 (-) Land $19,023 Building $78,950	$279,920 (-) Land $54,350 Building $225,570
2023	$4,098.00 (+469.96%)	$97,973 (+543.71%) Land $19,023 Building $78,950	$279,920 (+543.79%) Land $54,350 Building $225,570
2022	$719.00	$15,220 Land $15,220
2021			$43,480 Land $43,480

Flood & Wildfire

645 Cedar Crest Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 2nd percentile of exposed land nationally · 10th in Ohio
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.