642 Cedar Crest Dr, Elyria, OH 44035 Property Records

Lorain County property record for 642 Cedar Crest Dr, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2022
Square Footage	2,790 sqft Living Area
Garage	Attached, 430 sqft
Occupancy	Owner Occupied
Last Sale	$85,000 (2021)
Tax Bill	$5,720.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`11-00-090-000-284`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,790 sqft Living Area

Exterior

Year Built	Built 2022
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	430 sqft Garage
Patio Area	25 sqft Patio
Canopy Area	25 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Street Address	642 CEDAR CREST DR
City	ELYRIA
State	OH
Zip	44035-8983
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	FOUR SEASONS AT CHESTNUT RIDGE SUB 3 56.81 X 145.86
Legal Lot Number	149
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	2
Census Block	2004
Census Tract	91100

Owner

Source: Lorain County records · APN 11-00-090-000-284

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	642 CEDAR CREST DR, ELYRIA, OH 44035-8983
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 15, 2021 · Amount on Record
Deed Sale	Dec 15, 2021 · Amount on Record
Deed Doc Number	2021008611
Record Refreshed	Jun 08, 2026

December 2021: Limited Warranty Deed, Construction Loan

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 15, 2021
Property Address	642 CEDAR CREST DR, ELYRIA, OH 44035-8983
Document Number	0000854276
Map Reference	VOL 110 PG 91-96
Instrument Date	Dec 02, 2021
Instrument	2021-0854276
Transaction Type	Construction Loan
Record Updated	Mar 23, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	642 CEDAR CREST DRIVE, ELYRIA, OH 44035-8983
Investor	Possibly a Property Investor

Mortgage

Document Number	0000854277
Date	Dec 15, 2021
Instrument	2021-0854277

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,720.00	$138,670 (-0.01%) Land $19,020 Building $119,650	$396,220 (-) Land $54,350 Building $341,870
2024	$5,720.00 (-12.99%)	$138,678 (-) Land $19,023 Building $119,655	$396,220 (-) Land $54,350 Building $341,870
2023	$6,574.00 (+814.33%)	$138,678 (+811.16%) Land $19,023 Building $119,655	$396,220 (+811.27%) Land $54,350 Building $341,870
2022	$719.00	$15,220 Land $15,220
2021			$43,480 Land $43,480

Flood & Wildfire

642 Cedar Crest Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 2nd percentile of exposed land nationally · 10th in Ohio
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.