645 Cass St, Gary, IN 46403 Property Records

Lake County property record for 645 Cass St, Gary, IN 46403 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,924 sqft · built 1963
Lot Size	0.158 acres (6,882 sqft)
Owner	Individual Name on File
Last Sale	$85,286 (May 2024)
Tax Bill	$1,341 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-46-0558-0008`

Property Details

APN / Parcel Number

Primary APN	`001-25-46-0558-0008`
Alternative APNs	`45-08-01-429-008.000-004` `254605580008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,924 sqft Living Area
1st Floor Area	962 sqft
Family Room	Family Room

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1990
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,882 sqft (0.158 acres)
Lot Dimensions	125 ft deep x 55 ft wide
View / Lot	Alley

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	645 CASS ST
City	GARY
State	IN
Zip	46403-2746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLEN L. RYANS 2ND SUB. L.8 BL.2
Legal Subdivision	GLEN L. RYANS 2ND SUB
Legal Block	2
Legal Lot Number	8
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	2
Census Block	2021
Census Tract	10207

Owner

Source: Lake County records · APN 001-25-46-0558-0008

Assessment roll updated December 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	645 CASS ST, GARY, IN 46403-2746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 06, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 12, 2018	Quit Claim Deed, Transfer Quitclaim
Dec 28, 2017	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2024 · Amount on Record
Deed Sale	May 31, 2024 · Amount on Record
Prior Sale	Apr 12, 2018 · Amount on Record
Deed Document Number	2024517572
Prior Transfer Date	Apr 11, 2018
Prior Transfer Doc	0000023114
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	645 CASS ST, GARY, IN 46403-2746
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 CASS ST, GARY, IN 46403-2746

Mortgage

Document Number	0000043076
Date	Nov 06, 2025
Instrument	2025-543076

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Aug 01, 2055

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Apr 12, 2018
Property Address	645 CASS ST, GARY, IN 46403-2746
Document Number	0000023114
Instrument Date	Apr 11, 2018
Instrument	23114
Transaction Type	Transfer
Record Updated	Apr 24, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1632 YALE ST #335 NORTH LAS VEGAS NV 890306849, 335, NORTH LAS VEGAS, NV 89030-6849

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Dec 28, 2017
Property Address	645 CASS ST, GARY, IN 46403-2746
Document Number	0000088511
Instrument Date	Dec 18, 2017
Instrument	88511
Transaction Type	Transfer
Record Updated	Dec 09, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 CASS ST GARY IN 464032746, GARY, IN 46403-2746

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,600 (+85.05%) Land $10,800 Building $80,800	$91,600 (+85.05%) Land $10,800 Building $80,800
2024	$1,341.00 (+11.19%)
2023		$49,500 (+5.54%) Land $10,800 Building $38,700	$49,500 (+5.54%) Land $10,800 Building $38,700
2022	$1,206.00	$46,900 Land $10,700 Building $36,200	$46,900 Land $10,700 Building $36,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (18089C), updated October 16, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 35% of the US · above 100% of Indiana
Wildfire Likelihood	About 1 in 3,125 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 140 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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