643 Cass St, Gary, IN 46403 Property Records

Lake County property record for 643 Cass St, Gary, IN 46403 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1963
Square Footage	2,772 sqft Living Area
Lot Size	6,882 sqft (0.158 acres)
Occupancy	Owner Occupied
Last Sale	$16,900 (2014)
Tax Bill	$1,205.00 (2024)

Owner

Source: Lake County records · APN 001-25-46-0558-0007

Assessment roll updated December 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	643 CASS ST, GARY, IN 46403-2746
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 14, 2014 · Amount on Record
Deed Sale	Nov 14, 2014 · Amount on Record
Prior Sale	Oct 08, 2014 · Amount on Record
Deed Doc Number	201472534
Prior Transfer Date	Oct 03, 2014
Prior Transfer Doc	2014072534
Record Refreshed	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	643 CASS ST, GARY, IN 46403-2746
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025378
Date	Aug 31, 2021
Instrument	2021-525378

Lender

Name	PEOPLES BANK
Type	Bank
Address	MUNSTER, IN 46321

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 29, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$106,000 (+10.19%) Land $10,800 Building $95,200	$106,000 (+10.19%) Land $10,800 Building $95,200
2024	$1,205.00 (+10.86%)
2023		$96,200 (+6.42%) Land $10,800 Building $85,400	$96,200 (+6.42%) Land $10,800 Building $85,400
2022	$1,087.00 Homeowner's exemption	$90,400 Land $10,700 Building $79,700	$90,400 Land $10,700 Building $79,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (18089C), updated October 16, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 35% of the US · above 100% of Indiana
Wildfire Likelihood	About 1 in 3,125 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`001-25-46-0558-0007`
Alternative APNs	`45-08-01-429-007.000-004` `254605580007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	2,772 sqft Living Area
Gross Area	4,158 sqft Gross Area
1st Floor	1,386 sqft 1st Floor
Basement Area	1,386 sqft Basement
Family Room	Family Room
Stories	1 Stories

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	6,882 sqft (0.158 acres)
Depth X Width	125 ft x 55 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	528 sqft Garage
Deck Area	40 sqft Deck

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	643 CASS ST
City	GARY
State	IN
Zip	46403-2746
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GLEN L. RYANS 2ND SUB. LOT 7 BL.2
Legal Subdivision	GLEN L. RYANS 2ND SUB
Legal Block	2
Legal Lot Number	7
Jurisdiction	LAKE IN
Minor Civil Division	CALUMET
Census Blockgroup	2
Census Block	2021
Census Tract	10207