645 Carol Ln, Elyria, OH 44035 Property Records

Lorain County property record for 645 Carol Ln, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 1985
Square Footage	1,933 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$75,300 (2009)
Tax Bill	$3,006.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`10-00-005-108-008`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Partial Baths	2 Partial Baths
Total Rooms	10 Rooms
Building Area	1,933 sqft Living Area
1st Floor	1,472 sqft 1st Floor
2nd Floor	461 sqft 2nd Floor
Attic Area	461 sqft Attic
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1985
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	125 ft x 70 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	528 sqft Garage
Patio Area	224 sqft Patio

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Street Address	645 CAROL LN
City	ELYRIA
State	OH
Zip	44035-8208
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CHESTNUT RIDGE HTS SUBD 3 70 X 125 S/L 204 SHERIFF SALE 07CV150864
Legal Subdivision	CHESTNUT RIDGE HEIGHTS SUBDIVISION #3
Legal Block	108
Legal Lot Number	204
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	3
Census Block	3025
Census Tract	71202

Owner

Source: Lorain County records · APN 10-00-005-108-008

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	645 CAROL LN, ELYRIA, OH 44035-8208
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 03, 2009 · Amount on Record
Deed Sale	Apr 03, 2009 · Amount on Record
Prior Sale	Jan 14, 2009
Deed Doc Number	2009091320
Record Refreshed	Jun 08, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	645 CAROL LN, ELYRIA, OH 44035-8208
Document Number	0000691761
Instrument Date	Sep 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 01, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	645 CAROL LN ELYRIA OH 440358208, ELYRIA, OH 44035-8208

Mortgage

Document Number	0000691761
Date	Oct 19, 2018
Instrument	691761

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,006.00	$60,800 (+%) Land $13,000 Building $47,800	$173,710 (-) Land $37,130 Building $136,580
2024	$3,006.00 (+3.23%)	$60,799 (+16.56%) Land $12,996 Building $47,803	$173,710 (+16.56%) Land $37,130 Building $136,580
2023	$2,912.00 (+0.34%)	$52,161 (+%) Land $10,014 Building $42,147	$149,030 (-) Land $28,610 Building $120,420
2022	$2,902.00	$52,160 Land $10,010 Building $42,150
2021			$149,030 Land $28,610 Building $120,420

Flood & Wildfire

645 Carol Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.