Lorain County property record for 638 Carol Ln, Elyria, OH 44035 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,421 sqft · built 1982 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,461 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-102-103 |
| Primary APN | 10-00-005-102-103 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,421 sqft Living Area |
| 1st Floor Area | 960 sqft |
| 2nd Floor Area | 461 sqft |
| Attic Area | 461 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 129 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 120 sqft |
| Heating System | HVAC |
|---|
| Street Address | 638 CAROL LN |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHESTNUT RIDGE HTS SUBD 3 FRNT 0070.00 DPTH 0129.44 |
| Legal Subdivision | CHESTNUT RIDGE HTS SUBD 3 FRNT |
| Legal Block | 102 |
| Legal Lot Number | 85 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 71202 |
Source: Lorain County records · APN 10-00-005-102-103
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 638 CAROL LN, ELYRIA, OH 44035-8209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 638 CAROL LN, ELYRIA, OH 44035-8209 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000859486 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 2022-0859486 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 97 Months |
| Due | Feb 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 638 CAROL LN, ELYRIA, OH 44035-8209 |
| Document Number | 0000629973 |
| Instrument Date | May 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 04, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 638 CAROL LN ELYRIA OH 440358209, ELYRIA, OH 44035-8209 |
| Document Number | 0000629973 |
|---|---|
| Date | May 18, 2017 |
| Instrument | 629973 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | May 17, 2024 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,461.00 | $52,260 (%) Land $13,250 Building $39,010 | $149,320 (-) Land $37,860 Building $111,460 |
| 2024 | $2,461.00 (-2.5%) | $52,262 (+12.82%) Land $13,251 Building $39,011 | $149,320 (+12.82%) Land $37,860 Building $111,460 |
| 2023 | $2,524.00 (+0.4%) | $46,323 (+0.01%) Land $10,210 Building $36,113 | $132,350 (-) Land $29,170 Building $103,180 |
| 2022 | $2,514.00 | $46,320 Land $10,210 Building $36,110 | |
| 2021 | $132,350 Land $29,170 Building $103,180 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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