Lee County property record for 643 Cardinal St E, Lehigh Acres, FL 33974
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,632 sqft · built 2006 |
| Lot Size | 0.272 acres (11,844 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $54,900 (Mar 2011) |
| Tax Bill | $3,023 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-45-27-03-00013.0050 |
| Primary APN | 09-45-27-03-00013.0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| Gross Area | 2,155 sqft |
| 1st Floor Area | 1,472 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block/Stucco |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 11,844 sqft (0.272 acres) |
| Garage Type | Attached |
| Garage Area | 427 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 256 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10407758 |
|---|---|
| Street Address | 643 CARDINAL ST E |
| City | LEHIGH ACRES |
| State | FL |
| Zip | 33974-0545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | LEHIGH ACRES UNIT 3 BLK 13 PB 27 PG 182 LOT 5 |
| Legal Range | 27E |
| Legal Township | 45S |
| Legal Section | 09 |
| Legal Subdivision | LEHIGH ACRES |
| Legal Tract | 03 |
| Legal Block | 13 |
| Legal Lot Number | 5 |
| Legal Unit | 3 |
| Jurisdiction | LEE FL |
| Township / Civil Division | LEHIGH ACRES |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 40315 |
Source: Lee County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 100 MAR ST ELLIE DE RUE, SAINT-ELIE-DE-CAXTON, QC G0X 2 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2011 · Amount on Record |
| Deed Sale | Mar 3, 2011 · Amount on Record |
| Prior Sale | Nov 1, 2010 · Amount on Record |
| Deed Document Number | 201153187 |
| Prior Transfer Date | Dec 21, 2010 |
| Prior Transfer Doc | 0000053186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 643 CARDINAL ST E, LEHIGH ACRES, FL 33974-0545 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 100 RUE MARC ST, CANADA XX |
| Document Number | 0000240965 |
|---|---|
| Date | Jul 14, 2023 |
| Instrument | 2023000240965 |
| Name | RBC BANK (GEORGIA) NA |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27617 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 5, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $199,763 (+1%) | $237,276 (+27.14%) Land $22,451 Building $214,825 | |
| 2025 | $3,023.00 (-1.63%) | $181,603 (-27.34%) | $186,620 (-25.33%) Land $19,380 Building $167,240 |
| 2023 | $3,073.00 (+15.74%) | $249,939 (+23.87%) Land $11,999 Building $237,940 | $249,939 (+23.87%) Land $11,999 Building $237,940 |
| 2022 | $2,655.00 | $201,780 Land $8,000 Building $193,780 | $201,780 Land $8,000 Building $193,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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