645 Capitol Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 645 Capitol Ave, Berthoud, CO 80513

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,536 sqft · built 1980
Lot Size	0.161 acres (7,024 sqft)
Owner	Company Name on Record
Last Sale	$292,000 (May 2017)
Tax Bill	$2,922 (2025)
Deeds & Mortgages	Jul 2021 Transfer Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`94144-11-004`

Property Details

APN / Parcel Number

Primary APN	`94144-11-004`
Alternative APN	`R0480258`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,024 sqft (0.161 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0480258
Street Address	645 CAPITOL AVE
City	BERTHOUD
State	CO
Zip	80513-1109
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 4, GARDEN FAIR HOMES, BER
Legal Range	69W
Legal Township	4N
Legal Section	14
Legal Subdivision	GARDEN FAIR HOMES
Legal Lot Number	4
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	3
Census Block	3042
Census Tract	2700

Owner

Source: Larimer County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	188 RAINBOW DR, 8894, LIVINGSTON, TX 77399-1088
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Quit Claim Deed, Transfer Quitclaim
Mar 8, 2021	Quit Claim Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Jan 16, 2019	Quit Claim Deed, Transfer Quitclaim
May 2, 2017	Warranty Deed, Transfer · Conventional Mortgage ELEVATIONS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2017 · Amount on Record
Deed Sale	May 2, 2017 · Amount on Record
Prior Sale	May 29, 2008 · Amount on Record
Deed Document Number	201728410
Last Transfer Date	Jun 9, 2021
Transfer Doc	0000065045
Record Updated	Oct 29, 2026

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 7, 2021
Property Address	645 CAPITOL AVE, BERTHOUD, CO 80513-1109
Document Number	0000065045
Instrument Date	Jun 9, 2021
Instrument	20210065045
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 RAINBOW DR # 8894, 8894, LIVINGSTON, TX 77399-1088

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 8, 2021
Property Address	645 CAPITOL AVE, BERTHOUD, CO 80513-1109
Document Number	0000023469
Instrument Date	Feb 10, 2021
Instrument	20210023469
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 RAINBOW DR # 8894, 8894, LIVINGSTON, TX 77399-1088

Mortgage

Document Number	0000023470
Date	Mar 8, 2021
Instrument	20210023470

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	Jan 16, 2019
Property Address	645 CAPITOL AVE, BERTHOUD, CO 80513-1109
Document Number	0000002578
Instrument Date	Dec 11, 2018
Instrument	2578
Transaction Type	Transfer
Record Updated	Jan 29, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5525 W COUNTY ROAD 38 E FORT COLLINS CO 805264544, FORT COLLINS, CO 80526-4544

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	May 2, 2017
Property Address	645 CAPITOL AVE, BERTHOUD, CO 80513-1109
Document Number	0000028410
Instrument Date	Apr 27, 2017
Instrument	20170028410
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 CAPITOL AVE # 655, 655, BERTHOUD, CO 80513-1109

Mortgage

Document Number	0000028411
Date	May 2, 2017
Instrument	20170028411

Lender

Name	ELEVATIONS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,922.00 (+22.62%)	$28,876 (+1.41%) Land $2,463 Building $26,413	$462,000 (+8.71%) Land $39,400 Building $422,600
2024	$2,383.00 (+3.65%)
2023	$2,299.00 (-2.25%)	$28,475 (+16.06%) Land $2,640 Building $25,835	$425,000 (+17.79%) Land $39,400 Building $385,600
2022	$2,352.00	$24,534 Land $2,679 Building $21,855	$360,800 Land $39,400 Building $321,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
AT&T Fixed Wireless	100 / 20

May also be available: Hilltop Broadband, T-Mobile, Verizon.

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