Larimer County property record for 440 Capitol Ave, Berthoud, CO 80513
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,532 sqft · built 1992 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $217,300 (Sep 2012) |
| Tax Bill | $3,520 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 94144-73-002 |
| Primary APN | 94144-73-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,532 sqft Living Area |
| Basement Area | 702 sqft |
| Finished Basement | 528 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 136 sqft |
| Patio Area | 168 sqft |
| Balcony | Balcony |
| Balcony Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1338498 |
|---|---|
| Old Parcel Number | 9414473002 |
| Street Address | 440 CAPITOL AVE |
| City | BERTHOUD |
| State | CO |
| Zip | 80513-1183 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2, BARRIER SUB, BER |
| Legal Range | 69 |
| Legal Township | 04 |
| Legal Section | 14 |
| Legal Quarter | SE |
| Legal Subdivision | BARRIER |
| Legal Block | 73 |
| Legal Lot Number | 2 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | BERTHOUD |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 2700 |
Source: Larimer County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 440 CAPITOL AVE, BERTHOUD, CO 80513-1183 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Jan 27, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2012 · Amount on Record |
| Deed Sale | Sep 14, 2012 · Amount on Record |
| Prior Sale | Nov 2, 2000 |
| Deed Document Number | 20120063335 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 440 CAPITOL AVE, BERTHOUD, CO 80513-1183 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Name | Verified Name |
|---|
| Document Number | 0000034614 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 20210034614 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 440 CAPITOL AVE, BERTHOUD, CO 80513-1183 |
| Document Number | 0000009241 |
| Instrument Date | Jan 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 440 CAPITOL AVE BERTHOUD CO 805131183, BERTHOUD, CO 80513-1183 |
| Document Number | 0000009241 |
|---|---|
| Date | Feb 11, 2020 |
| Instrument | 9241 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 10, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| Municipality | Berthoud Town |
| County | Larimer County |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,520.00 (+20.96%) | $34,787 (-0.78%) Land $2,531 Building $32,256 | $556,600 (+6.36%) Land $40,500 Building $516,100 |
| 2023 | $2,910.00 (+16.21%) | $35,062 (+34.28%) Land $2,714 Building $32,348 | $523,300 (+39.29%) Land $40,500 Building $482,800 |
| 2022 | $2,504.00 | $26,111 Land $2,815 Building $23,296 | $375,700 Land $40,500 Building $335,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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