Franklin County property record for 645 Breakfield Rd, Sewanee, TN 37375
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 4,061 sqft · built 2000 |
| Lot Size | 1.07 acres (46,618 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,674 (2022) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 059O A 00300L000 |
| Primary APN | 059O A 00300L000 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,061 sqft Living Area |
| 1st Floor Area | 2,720 sqft |
| Upper Floors Area | 1,341 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 46,618 sqft (1.07 acres) |
| Lot Dimensions | 286 ft deep x 163 ft wide |
| Garage Type | Finished |
| Garage Area | 805 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 766 sqft |
| Deck Area | 576 sqft |
| Patio Area | 576 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 645 BREAKFIELD RD |
|---|---|
| City | SEWANEE |
| State | TN |
| Zip | 37375-3037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:3 DIST:18 SUBD:WIGGINS CRK PH I MAP REF:059J |
| Legal Subdivision | WIGGINS CRK PH I |
| Legal Lot Number | 3 163 |
| Jurisdiction | FRANKLIN TN |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 960700 |
645 Breakfield Rd is owned and occupied by two individuals who acquired it in May 2020.
Source: Franklin County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 645 BREAKFIELD RD, SEWANEE, TN 37375-3037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2020 |
| Deed Sale | May 27, 2020 |
| Deed Document Number | 000T132968 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 645 BREAKFIELD RD, SEWANEE, TN 37375-3037 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003206 |
|---|---|
| Date | May 27, 2020 |
| Book Page | T1329/75 |
| Instrument | 20003206 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Franklin County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $162,125 Land $14,400 Building $147,725 | ||
| 2023 | $160,275 Land $14,400 Building $145,875 | ||
| 2022 | $2,674.00 | $648,500 Land $57,600 Building $590,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 Breakfield Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 645 Breakfield Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 64% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEWANEE UTILITY DISTRICT serves 5,970 people · EPA ID TN0000623 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ben Lomand Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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