645 Brasstown Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 645 Brasstown Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 960 sqft · built 2017
Lot Size	0.939 acres (40,946 sqft)
Owner	Individual Name on Record
Last Sale	$154,000 (May 2018)
Tax Bill	$1,088 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`459004704838000`

Property Details

APN / Parcel Number

Primary APN	`459004704838000`
Alternative APN	`47814`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Heated Area
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Material	Metal
Lot Area	40,946 sqft (0.939 acres)
Lot Dimensions	288 ft deep x 153 ft wide
Porch	Open Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	47814
Street Address	645 BRASSTOWN RD
City	MURPHY
State	NC
Zip	28906-2154
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 3 HERNANDEZ PROP 1571/979
Legal Phase	1571
Legal Lot Number	3
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1019
Census Tract	930501

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	645 BRASSTOWN RD, MURPHY, NC 28906-2154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC
May 30, 2018	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK
Oct 18, 2017	Warranty Deed, Transfer
Jul 28, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2018 · Amount on Record
Deed Sale	May 30, 2018 · Amount on Record
Prior Sale	Oct 18, 2017 · Amount on Record
Deed Document Number	02577
Deed Book / Page	01588 / 0304
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	645 BRASSTOWN RD, MURPHY, NC 28906-2154
Transaction Type	Mortgage
Record Updated	May 17, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1679/455
Date	Apr 29, 2021
Book Page	1679/455
Instrument	2842

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 30, 2018
Property Address	645 BRASSTOWN RD, MURPHY, NC 28906-2154
Document Number	01588/0304
Book / Page	01588 / 0304
Map Reference	DD 1571 PG 979
Instrument Date	May 25, 2018
Instrument	02577
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$308.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7934 W NC 10 HWY, 7934, VALE, NC 28168-9515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 BRASSTOWN RD, MURPHY, NC 28906-2154

Mortgage

Document Number	02578
Date	May 30, 2018
Instrument	02578

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 18, 2017
Property Address	645 BRASSTOWN RD, MURPHY, NC 28906-2154
Document Number	01571/0979
Book / Page	01571 / 0979
Instrument Date	Oct 12, 2017
Instrument	04780
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$4.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	260 WADE DECKER RD, 260, MURPHY, NC 28906-3380

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7934 W NC 10 HWY, VALE, NC 28168-9515

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 28, 2017
Property Address	645 BRASSTOWN RD, MURPHY, NC 28906-2154
Document Number	01565/0646
Book / Page	01565 / 0646
Instrument Date	Jul 28, 2017
Instrument	03290
Transaction Type	Foreclosure
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 WADE DECKER RD, MURPHY, NC 28906-3380

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,088.00	$155,830 (-)	$155,830 (-) Land $13,450 Building $142,380
2023		$155,830	$155,830 Land $13,450 Building $142,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 92% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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