520 Brasstown Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 520 Brasstown Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	2 bd · 2.5 ba · 1,975 sqft · built 2003
Lot Size	1.65 acres (71,874 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Nov 2025)
Tax Bill	$1,861 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Jul 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`459004606950000`

Property Details

APN / Parcel Number

Primary APN	`459004606950000`
Alternative APNs	`46031` `58826`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,975 sqft Heated Area
Gross Area	4,372 sqft
1st Floor Area	1,575 sqft
Upper Floors Area	400 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	71,874 sqft (1.65 acres)
Lot Width	304 ft Width
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	184 sqft
Deck Area	314 sqft
Patio Area	580 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	58826
Street Address	520 BRASSTOWN RD
City	MURPHY
State	NC
Zip	28906-2007
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR VANDERLAAN 1565/634
Legal Subdivision	TRACY W & JOSEPH L LAND
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1026
Census Tract	930501

Owner

Source: Cherokee County assessment roll, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	520 BRASSTOWN RD, MURPHY, NC 28906-2007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jul 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 20, 2025	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Oct 28, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 28, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Prior Sale	Oct 28, 2022 · Amount on Record
Deed Document Number	20255683
Deed Book / Page	1790 / 793
Transfer Doc	1405/0758
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	520 BRASSTOWN RD, MURPHY, NC 28906-2007
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01576/0557
Date	Dec 15, 2017
Book Page	01576/0557
Instrument	05822

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2033

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	520 BRASSTOWN RD, MURPHY, NC 28906-2007
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01618/0493
Date	Jul 22, 2019
Book Page	01618/0493
Instrument	03240

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	520 BRASSTOWN RD, MURPHY, NC 28906-2007
Transaction Type	Mortgage
Record Updated	Dec 5, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01680/1405
Date	May 17, 2021
Book Page	1680/1405
Instrument	3278

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	97 Months
Due	Jun 1, 2029

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 20, 2025
Property Address	520 BRASSTOWN RD, MURPHY, NC 28906-2007
Document Number	001790/793
Book / Page	1790 / 793
Instrument Date	Nov 20, 2025
Instrument	5683
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 BRASSTOWN RD, MURPHY, NC 28906-2007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 BRASSTOWN RD, MURPHY, NC 28906-2007

Mortgage

Document Number	0001790796
Date	Nov 20, 2025
Instrument	1790/796

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 28, 2022
Property Address	520 BRASSTOWN RD, MURPHY, NC 28906-2007
Document Number	01723/1185
Book / Page	1723 / 1185
Instrument Date	Oct 19, 2022
Instrument	6948
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8146 ROB ROY DR, 8146, SUMMERFIELD, NC 27358-7234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 BRASSTOWN RD, MURPHY, NC 28906-2007

Mortgage

Document Number	0017231189
Date	Oct 28, 2022
Instrument	1723/1189

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2042

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 28, 2017
Property Address	520 BRASSTOWN RD, MURPHY, NC 28906-2007
Document Number	01565/0634
Book / Page	01565 / 0634
Instrument Date	Jul 25, 2017
Instrument	03288
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$448.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3163 BRASSTOWN RD, 3163, MURPHY, NC 28906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 BRASSTOWN RD, MURPHY, NC 28906-2007

Mortgage

Document Number	03289
Date	Jul 28, 2017
Instrument	03289

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,861.00	$275,850 (+8.4%)	$275,850 (+8.4%) Land $16,110 Building $259,740
2023		$254,470	$254,470 Land $17,900 Building $236,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 92% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain Electric Membership Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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