Delta County property record for 645 Bluff Pl, Delta, CO 81416
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,471 sqft · built 2001 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (May 2006) |
| Tax Bill | $884 (2025) |
| Deeds & Mortgages | Aug 2010 Mortgage Apr 2005 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R018182 |
| Primary APN | R018182 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,471 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R018182 |
|---|---|
| Street Address | 645 BLUFF PL |
| City | DELTA |
| State | CO |
| Zip | 81416-2270 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 645 BLUFF PL DELTA 81416 S: 19 T: 15S R: 95W SUBDIVISION: GARNET HILLSIDE ESTATES REPLAT LTS 2-10 BLOCK: 24 LOT: 4, TOTAL AC 0.19+- (N93.48, S93.48, E90.95, W91.13) LOT 4 GARNET HILLSIDE ESTATES SUBD REPLAT OF LTS 2-10 & 16-24 GARNETS HILLSIDE SUBD P |
| Legal Subdivision | GARNET HILLSIDE ESTATES REPLAT LTS 2-10 |
| Legal Block | 24 |
| Legal Lot Number | 4 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 964900 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 645 BLUFF PL, DELTA, CO 81416-2270 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2010 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Apr 19, 2005 | Deed of Trust, Mortgage SURFACECREEKBANK CENTER MINTRISEBANJ |
| Mar 21, 2005 | Deed of Trust, Mortgage SURFACECREEKBANK CENTER MONTROSEBANK |
| May 25, 2006 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2006 · Amount on Record |
| Deed Sale | May 25, 2006 · Amount on Record |
| Prior Sale | Apr 11, 2001 · Amount on Record |
| Deed Document Number | 2006603880 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 645 BLUFF PL, DELTA, CO 81416-2270 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Title Company | HERITAGE TITLE LT, HERITAGE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000645061 |
|---|---|
| Date | Aug 31, 2010 |
| Instrument | 645061 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | NEWARK, NJ 07101 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 645 BLUFF PL, DELTA, CO 81416-2270 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000590319 |
|---|---|
| Date | Apr 19, 2005 |
| Instrument | 590319 |
| Name | SURFACECREEKBANK CENTER MINTRISEBANJ |
|---|---|
| Address | CEDAREDGE, CO 81413 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 645 BLUFF PL, DELTA, CO 81416-2270 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Title Company | FIRST AMERICAN TITLE, FAHTCO |
| Name | Verified Name |
|---|
| Document Number | 0000589190 |
|---|---|
| Date | Mar 21, 2005 |
| Instrument | 589190 |
| Name | SURFACECREEKBANK CENTER MONTROSEBANK |
|---|---|
| Address | CEDAREDGE, CO 81413 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | May 25, 2006 |
| Property Address | 645 BLUFF PL, DELTA, CO 81416-2270 |
| Document Number | 0000603880 |
| Map Reference | MB23 PG40 |
| Instrument Date | May 24, 2006 |
| Instrument | 603880 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | FAHTCO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $15.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 645 BLUFF PL, DELTA, CO 81416-2270 |
| Document Number | 0000603881 |
|---|---|
| Date | May 25, 2006 |
| Instrument | 603881 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21297 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2036 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $884.00 (+23.64%) | $19,240 (+9.89%) Land $3,125 Building $16,115 | $307,840 (+17.81%) Land $50,000 Building $257,840 |
| 2024 | $715.00 (-35.82%) | $17,508 (-) Land $2,768 Building $14,740 | |
| 2023 | $1,114.00 (+35.85%) | $17,508 (+37.79%) Land $2,768 Building $14,740 | $261,308 (+42.93%) Land $41,306 Building $220,002 |
| 2022 | $820.00 | $12,706 Land $3,128 Building $9,578 | $182,820 Land $45,000 Building $137,820 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.8% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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