Delta County property record for 640 Bluff Pl, Delta, CO 81416
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 2001 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $141,385 (Mar 2008) |
| Tax Bill | $1,131 (2025) |
| Deeds & Mortgages | Oct 2009 Mortgage Apr 2012 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R018185 |
| Primary APN | R018185 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,404 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Mobile Home |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R018185 |
|---|---|
| Street Address | 640 BLUFF PL |
| City | DELTA |
| State | CO |
| Zip | 81416-2270 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 640 BLUFF PL DELTA 81416 S: 19 T: 15S R: 95W SUBDIVISION: GARNET HILLSIDE ESTATES REPLAT 16-24 BLOCK: 25 LOT: 7, TOTAL 0.17 AC +- (82.50 X 91.0) LOT 7 GARNET HILLSIDE ESTATES SUBD REPLAT OF LTS 2-10 & 16-24 OF GARNETS HILLSIDE SUBD PT SW4SW4 SEC 19 T |
| Legal Subdivision | GARNET HILLSIDE ESTATES REPLAT 16-24 |
| Legal Block | 25 |
| Legal Lot Number | 7 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 964900 |
Source: Delta County assessment roll, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 BLUFF PL, DELTA, CO 81416-2270 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2009 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Apr 12, 2012 | Deed of Trust, Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Mar 17, 2008 | Warranty Deed, Transfer · FHA Mortgage TAYLOR BEAN & WHITAKER MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 17, 2008 · Amount on Record |
| Deed Sale | Mar 17, 2008 · Amount on Record |
| Prior Sale | Nov 9, 2001 · Amount on Record |
| Deed Document Number | 2008623869 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 640 BLUFF PL, DELTA, CO 81416-2270 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000638695 |
|---|---|
| Date | Oct 30, 2009 |
| Instrument | 638695 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | NEWARK, NJ 07101 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 640 BLUFF PL, DELTA, CO 81416-2270 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000657830 |
|---|---|
| Date | Apr 12, 2012 |
| Instrument | 657830 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Mar 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Mar 17, 2008 |
| Property Address | 640 BLUFF PL, DELTA, CO 81416-2270 |
| Document Number | 0000623869 |
| Map Reference | MB23 PG40 |
| Instrument Date | Mar 14, 2008 |
| Instrument | 623869 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | FAHTCO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14.14 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 BLUFF PL, DELTA, CO 81416-2270 |
| Document Number | 0000623870 |
|---|---|
| Date | Mar 17, 2008 |
| Instrument | 623870 |
| Name | TAYLOR BEAN & WHITAKER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | OCALA, FL 34475 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2038 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,131.00 (+24.29%) | $16,626 (+20.79%) Land $3,125 Building $13,501 | $266,017 (+29.49%) Land $50,000 Building $216,017 |
| 2024 | $910.00 (+3.88%) | $13,764 (-) Land $2,643 Building $11,121 | |
| 2023 | $876.00 (+26.96%) | $13,764 (+28.67%) Land $2,643 Building $11,121 | $205,431 (+33.48%) Land $39,441 Building $165,990 |
| 2022 | $690.00 | $10,697 Land $3,128 Building $7,569 | $153,902 Land $45,000 Building $108,902 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.8% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta Montrose Electric Association Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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