515 Big Bell Loop, Eads, TN 38028 Property Records

Fayette County property record for 515 Big Bell Loop, Eads, TN 38028

Property Summary

Property Type	Single Family Home
Details	6 ba · 5,160 sqft · built 1978
Lot Size	7.3 acres (317,988 sqft)
Owner	2 Company Names on Record
Last Sale	$875,000 (Aug 2018)
Tax Bill	$2,183 (2025)
Deeds & Mortgages	Jun 2022 Transfer Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`024102 03200`

Property Details

APN / Parcel Number

Primary APN	`024102 03200`
Alternative APN	`102 03200`

Interior

Full Baths	6 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	5,160 sqft Living Area
1st Floor Area	5,160 sqft
Office	1,224 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2001
Exterior Material	Stone
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	317,988 sqft (7.3 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	842 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	684 sqft
Porch	Open Porch
Porch Area	537 sqft
Patio Area	1,626 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	515 BIG BELL LOOP
City	EADS
State	TN
Zip	38028-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BIG BELL 34 SEC 2-A
Legal Subdivision	BIG BELL
Legal Lot Number	34
Jurisdiction	FAYETTE TN
Township / Civil Division	8
Census Block Group	3
Census Block	3005
Census Tract	60403

Owner

Source: Fayette County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	515 BIG BELL LOOP, EADS, TN 38028-3513
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Intrafamily Transfer, Transfer
Aug 6, 2018	Warranty Deed, Transfer HEROLD L GWATNEY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 6, 2018 · Amount on Record
Deed Sale	Aug 6, 2018 · Amount on Record
Prior Sale	Aug 6, 2018 · Amount on Record
Deed Document Number	0000004680
Last Transfer Date	Jun 22, 2022
Transfer Doc	0000004971
Record Updated	Jun 8, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FAYETTE TN
Recording Date	Jun 22, 2022
Property Address	515 BIG BELL LOOP, EADS, TN 38028-3513
Document Number	0000004971
Instrument Date	Jun 16, 2022
Instrument	22004971
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	515 BIG BELL LOOP, EADS, TN 38028-3513

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE TN
Recording Date	Aug 6, 2018
Property Address	515 BIG BELL LOOP, EADS, TN 38028-3513
Document Number	0000004680
Instrument Date	Aug 6, 2018
Instrument	4680
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,237.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	515 BIG BELL LOOP EADS TN 380283513, EADS, TN 38028-3513

Mortgage

Document Number	4681
Date	Aug 6, 2018
Instrument	4681

Lender

Name	HEROLD L GWATNEY
Address	217 SEATTLE SLEW DR, COLLIERVILLE, TN 38017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2048

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Fayette County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,183.00	$234,475 (+46.39%) Land $40,125 Building $194,350	$937,900 (+46.39%) Land $160,500 Building $777,400
2023		$160,175 Land $24,250 Building $135,925
2021			$640,700 Land $97,000 Building $543,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Aeneas Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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