Lexington-Fayette Urban County property record for 645 Beth Ln, Lexington, KY 40503
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,807 sqft · built 1960 |
| Lot Size | 0.565 acres (24,598 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,488 (2026) |
| Deeds & Mortgages | Nov 2017 Mortgage Mar 2019 Mortgage |
| APN | 22529325 |
| Primary APN | 22529325 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,807 sqft Living Area |
| 1st Floor Area | 418 sqft |
| Basement Area | 1,807 sqft |
| Finished Basement | 468 sqft |
| Unfinished Basement | 418 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick |
| Lot Area | 24,598 sqft (0.565 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Attached |
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 742 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 645 BETH LN |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40503-3416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | STONEWALL ESTATES UNIT 4 LOT 26; BOOK: 1880 PAGE: 560 |
| Legal Subdivision | STONEWALL ESTATES |
| Legal Block | J |
| Legal Lot Number | 26 |
| Legal Unit | 4 |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE SOUTHWEST |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 3600 |
645 Beth Ln is owned and occupied by an individual.
Source: Lexington-Fayette Urban County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 645 BETH LN, LEXINGTON, KY 40503-3416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2017 | Deed of Trust, Mortgage FIFTH THIRD BK |
| Mar 29, 2019 | Deed of Trust, Mortgage FIFTH THIRD BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 645 BETH LN, LEXINGTON, KY 40503-3416 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 8989/147 |
|---|---|
| Date | Nov 29, 2017 |
| Book Page | 8989/147 |
| Name | FIFTH THIRD BK |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 645 BETH LN, LEXINGTON, KY 40503-3416 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9286/495 |
|---|---|
| Date | Mar 29, 2019 |
| Book Page | 9286/495 |
| Name | FIFTH THIRD BK |
|---|
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 645 Beth Ln was $3,488 with a homeowner's exemption, up 2.3% from the year before.
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,488.00 (+2.32%) | $362,300 (-) | $362,300 (-) |
| 2025 | $3,409.00 Homeowner's exemption | $362,300 | $362,300 |
| 2023 | $3,944.00 | $362,300 | $362,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 645 Beth Ln; there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (1979–2025) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 645 Beth Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
May also be available: T-Mobile.
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