640 Beth Ln, Lexington, KY 40503 Property Records

Lexington-Fayette Urban County property record for 640 Beth Ln, Lexington, KY 40503

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,908 sqft · built 1960
Lot Size	0.635 acres (27,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Aug 2018)
Tax Bill	$4,421 (2026)
Deeds & Mortgages	Aug 2018 Mortgage Jul 2018 Mortgage + 2 more
APN	`20898500`

Property Details

APN / Parcel Number

Primary APN	`20898500`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,908 sqft Living Area
Basement Area	858 sqft
Finished Basement	858 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Lot Area	27,682 sqft (0.635 acres)
Lot Width	138 ft Width
Garage Type	Attached
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	640 BETH LN
City	LEXINGTON
State	KY
Zip	40503-3417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	C-307 STONEWALL ESTATES UNIT 4 LOT 19; BOOK: 3606 PAGE: 389
Legal Subdivision	STONEWALL ESTATES
Legal Block	M
Legal Lot Number	19
Legal Unit	4
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE SOUTHWEST
Census Block Group	1
Census Block	1011
Census Tract	3600

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	640 BETH LN, LEXINGTON, KY 40503-3417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2018	Deed of Trust, Mortgage HOMESERVICES LENDING LLC
Jul 24, 2018	Deed of Trust, Mortgage GUARDIAN SAV BK FSB
Feb 24, 2020	Deed of Trust, Mortgage GUARDIAN SAV BK FSB
Aug 14, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2018 · Amount on Record
Deed Sale	Aug 14, 2018 · Amount on Record
Prior Sale	Jun 25, 2014 · Amount on Record
Deed Book / Page	3606 / 389
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	640 BETH LN, LEXINGTON, KY 40503-3417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9158/576
Date	Aug 14, 2018
Book Page	9158/576

Lender

Name	HOMESERVICES LENDING LLC

Agreement

Amount	Amount Recorded

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	640 BETH LN, LEXINGTON, KY 40503-3417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9141/385
Date	Jul 24, 2018
Book Page	9141/385

Lender

Name	GUARDIAN SAV BK FSB

Agreement

Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	640 BETH LN, LEXINGTON, KY 40503-3417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9540/370
Date	Feb 24, 2020
Book Page	9540/370

Lender

Name	GUARDIAN SAV BK FSB

Agreement

Amount	Amount Recorded

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Aug 14, 2018
Property Address	640 BETH LN, LEXINGTON, KY 40503-3417
Document Number	3606/389
Book / Page	3606 / 389
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,421.00 (+2.34%)	$446,000 (-)	$446,000 (-)
2025	$4,320.00 (-0.69%) Homeowner's exemption	$446,000 (-)	$446,000 (-)
2023	$4,350.00 Homeowner's exemption	$446,000	$446,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1979–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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