645 Benchmark Trl, Belton, TX 76513 Property Records

Bell County property record for 645 Benchmark Trl, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,131 sqft · built 1995
Lot Size	0.364 acres (15,878 sqft)
Owner	Individual Name on Record
Tax Bill	$3,338 (2023)
Deeds & Mortgages	Mar 2022 Line of Credit Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0434201945`

Property Details

APN / Parcel Number

Primary APN	`0434201945`
Alternative APNs	`849745` `11839`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,131 sqft Living Area
1st Floor Area	2,131 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,878 sqft (0.364 acres)
Lot Dimensions	147 ft deep x 108 ft wide
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	293 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	849745
Street Address	645 BENCHMARK TRL
City	BELTON
State	TX
Zip	76513-6233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND TRAILS II, BLOCK 002, LOT 0012
Legal Subdivision	WOODLAND TRAILS II
Legal Block	2
Legal Lot Number	12
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	1
Census Block	1022
Census Tract	20201

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	645 BENCHMARK TRL, BELTON, TX 76513-6233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed of Trust, Mortgage · Line of Credit RANDOLPH BROOKS FCU
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage RANDOLPH BROOKS FCU
Sep 25, 2018	Vendor's Lien, Transfer BOFI FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2018
Deed Sale	Sep 25, 2018
Deed Document Number	2018-00040517
Record Updated	Jun 7, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	645 BENCHMARK TRL, BELTON, TX 76513-6233
Transaction Type	Mortgage
Record Updated	Apr 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019033
Date	Mar 24, 2022
Instrument	2022019033

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	645 BENCHMARK TRL, BELTON, TX 76513-6233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002791
Date	Jan 17, 2020
Instrument	2020-00002791

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2035

September 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Sep 25, 2018
Property Address	645 BENCHMARK TRL, BELTON, TX 76513-6233
Document Number	0000040517
Map Reference	CAB A SL38-B
Instrument Date	Sep 21, 2018
Instrument	2018-00040517
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	FIRST COMMUNITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6410 W FM 436, 6410, BELTON, TX 76513-7644

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 BENDHCMERH TRL, BELTON, TX 76513

Mortgage

Document Number	0000040518
Date	Sep 25, 2018
Instrument	2018-00040518

Lender

Name	BOFI FEDERAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2033

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,338.00 (-19.33%) Homeowner's exemption	$349,717 Land $22,226 Building $327,491	$349,717 Land $22,226 Building $327,491
2022	$4,138.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on Benchmark Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures