632 Benchmark Trl, Belton, TX 76513 Property Records

Bell County property record for 632 Benchmark Trl, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,481 sqft · built 1997
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$772,559 (Sep 2026)
Tax Bill	$10,707 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0434201575`

Property Details

APN / Parcel Number

Primary APN	`0434201575`
Alternative APNs	`789661` `19701`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,481 sqft Living Area
Gross Area	4,075 sqft
1st Floor Area	1,322 sqft
2nd Floor Area	2,159 sqft
Utility Area	150 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2014
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	212 ft deep x 85 ft wide
View / Lot	Lake
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	1 sqft
Porch	Patio
Porch Area	1,431 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	632 BENCHMARK TRL
City	BELTON
State	TX
Zip	76513-6233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND TRAILS II, BLOCK 001, LOT 0016
Legal Subdivision	WOODLAND TRAILS II
Legal Block	1
Legal Lot Number	16
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	1
Census Block	1011
Census Tract	20201

Owner

Source: Bell County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 KINGS LN, MONTGOMERY, TX 77356-4438
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed, Transfer · Conventional Mortgage ROCK MORTGAGE SERVICES LP
Jan 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on Record
Deed Sale	Sep 25, 2026 · Amount on Record
Prior Sale	Dec 15, 2014 · Amount on Record
Deed Document Number	202648270
Prior Transfer Date	Dec 10, 2014
Prior Transfer Doc	0000045793
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL TX
Recording Date	Sep 25, 2026
Property Address	632 BENCHMARK TRL, BELTON, TX 76513-6233
Document Number	0000048270
Instrument Date	Sep 23, 2026
Instrument	202648270
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	COMMUNITY FIRST TITLE, FIRST COMMUNITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 KINGS LN, MONTGOMERY, TX 77356-4438

Mortgage

Document Number	0000048271,
Date	Sep 25, 2026
Instrument	202648271

Lender

Name	ROCK MORTGAGE SERVICES LP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	632 BENCHMARK TRL, BELTON, TX 76513-6233
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004034
Date	Jan 31, 2017
Instrument	2017-00004034

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Address	TEMPLE, TX 76501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,707.00 (+11.33%)	$804,236 (-8.07%) Land $130,994 Building $673,242	$804,236 (-8.07%) Land $130,994 Building $673,242
2023	$9,617.00 (-9.89%) Homeowner's exemption	$874,826 Land $130,994 Building $743,832	$874,826 Land $130,994 Building $743,832
2022	$10,673.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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