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644 5th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 644 5th Ave, Troy, NY 12182

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,260 sqft · built 1900
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$141,000 (Aug 2018)
Tax Bill$4,721 (2026)
Deeds & MortgagesNov 2021 Refinance
Aug 2018 Sale
APN381700 80.48-9-15

Property Details

APN / Parcel Number

Primary APN381700 80.48-9-15
Alternative APN
  • 1607160

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,260 sqft Total Area
1st Floor Area1,396 sqft
2nd Floor Area864 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Foundation TypeRaised
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Patio Area448 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemElectric
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1607160
Street Address644 5TH AVE
CityTROY
StateNY
Zip12182-2433
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeMF
Legal Description2 STY FR HSE & 2C GAR 321-7/S & N 364
Legal Block9
Legal Lot Number15.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group1
Census Block1002
Census Tract40200

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address442 PARKSIDE TRL, MACEDON, NY 14502-8759
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Aug 17, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 2018 · Amount on Record
Deed SaleAug 17, 2018 · Amount on Record
Deed Document Number2018538243
Deed Book / Page8597 / 19
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address644 5TH AVE, TROY, NY 12182-2433
Transaction TypeMortgage
Record UpdatedNov 30, 2021
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0098160155
DateNov 9, 2021
Book Page9816/155
Instrument2021-599746
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueDec 1, 2031

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRENSSELAER NY
Recording DateAug 17, 2018
Property Address644 5TH AVE, TROY, NY 12182-2433
Document Number0085970019
Book / Page008597 / 000019
Instrument DateAug 16, 2018
Transaction TypeTransfer
Record UpdatedDec 11, 2018

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 5TH AVE TROY NY 121822433, TROY, NY 12182-2433

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictLansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,721.00 (-11.01%)
2025$5,305.00 (+19.29%)$102,000 (-) Land $14,000 Building $88,000$174,700 (+19.9%) Land $23,978 Building $150,722
2023$102,000 (-) Land $14,000 Building $88,000$145,700 (+8.56%) Land $19,998 Building $125,702
2022$4,447.00$102,000 Land $14,000 Building $88,000$134,211 Land $18,421 Building $115,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims15 (1979–2011)
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 7 claims
  • Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 51,401 people · EPA ID NY4100050
Water SourceSurface water
Last State InspectionDec 2025
Lead110 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2018
Treatment and ProcedureLead public education
Oct 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hudson Valley Wireless, Verizon.

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