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645 4th St, Chipley, FL 32428 Property Records

Washington County property record for 645 4th St, Chipley, FL 32428 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2012
Square Footage2,115 sqft Heated Area
Lot Size28,226 sqft (0.647 acres)
GarageCarport
Pool578 sqft
OccupancyOwner Occupied
Last Sale$180,000 (2020)

Property Details

APN / Parcel Number

Primary APN000012660000
Alternative APN
  • 12660000

Interior

Full Baths2 Baths
Building Area2,115 sqft Heated Area
Gross Area2,898 sqft Gross Area
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 2012
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area28,226 sqft (0.647 acres)
Lot Width200 ft Width
Garage TypeCarport Garage
CarportCarport
Pool Area578 sqft Pool
Gazebo64 sqft Gazebo

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number000012660000
Street Address645 4TH ST
CityCHIPLEY
StateFL
Zip32428-1438
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description4 4 13 ORB 1177 P 226 W. 130' OF LOTS 3,4,LOT 68' N&S BY 129.5' E&W IN SWC OF LOT 2, BLK 17, N1/2 OF NE1/4
Legal Range13W
Legal Township04N
Legal Section04
Legal SubdivisionMORDT MAP/CITY/CHIPLEY
Legal Block17
Legal Lot Number2-4 4
JurisdictionWASHINGTON FL
Minor Civil DivisionCHIPLEY
Census Blockgroup2
Census Block2012
Census Tract970103

Owner

Source: Washington County records · APN 000012660000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address645 4TH ST, CHIPLEY, FL 32428-1438
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 29, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
USAA
May 24, 2018Warranty Deed, Transfer
PRECISION TITLE/FLORIDA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 29, 2020 · Amount on Record
Deed SaleMay 29, 2020 · Amount on Record
Deed Doc Number202067003623
Deed Book / Page1177 / 226
Record RefreshedJun 08, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateMay 29, 2020
Property Address645 4TH ST, CHIPLEY, FL 32428-1438
Document Number0067003623
Book / Page001177 / 000226
Instrument DateMay 22, 2020
Instrument67003623
Transaction TypeTransfer
Record UpdatedJun 08, 2020
Title CompanyNORTHWEST TITLE GROUP LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,260.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address645 4TH ST CHIPLEY FL 324281438, CHIPLEY, FL 32428-1438

Mortgage

Document Number67003624
DateMay 29, 2020
Book Page001177/000228
Instrument67003624
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 28, 2050

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateMay 24, 2018
Property Address645 4TH ST, CHIPLEY, FL 32428-1438
Document Number0067003603
Book / Page001118 / 000796
Instrument DateMay 24, 2018
Instrument67003603
Transaction TypeTransfer
Record UpdatedMay 30, 2018
Title CompanyPRECISION TITLE/FLORIDA

Transaction

AmountAmount Recorded
Tax$1,120.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address32 AUSTIN DR MONTEREY TN 385745580, MONTEREY, TN 38574-5580

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityChipley City
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$185,066 (+5.99%)$252,378 (+19.97%) Land $30,000 Building $222,378
2023$2,701.00 (+3.45%) Homeowner's exemption$174,612 (+3%)$210,362 (+9.91%) Land $30,000 Building $180,362
2022$2,611.00 Homeowner's exemption$169,526$191,402 Land $26,000 Building $165,402

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (12133C), updated July 4, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 4,762 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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