639 4th St, Chipley, FL 32428 Property Records

Washington County property record for 639 4th St, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,156 sqft · built 1958
Lot Size0.475 acres (20,691 sqft)
Owner2 Individual Names on File
Last Sale$150,000 (May 2008)
Tax Bill$1,890 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN000012670000

Property Details

APN / Parcel Number

Primary APN000012670000
Alternative APNs
  • 00000000-00-1267-0000
  • 12670000

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,156 sqft Living Area
Gross Area2,624 sqft
1st Floor Area2,108 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 2017
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,691 sqft (0.475 acres)
Lot Dimensions132 ft deep x 157 ft wide
Garage TypeCarport
Garage Area264 sqft
CarportCarport
Carport Area264 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area204 sqft
Deck AreaDeck Area
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address639 4TH ST
CityCHIPLEY
StateFL
Zip32428-1438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4 4 13 BEG. AT INTER OF WATTS AVE.& 5TH. ST.RUN N.140,SW 160,NW 68 FOR BEG, RUN NW157,SW 125,S.140 E. TO BEG IN NW1/4 OF NE1/4 ORB 776 P 376. ORB 1249 P 75
Legal Range13W
Legal Township04S
Legal Section04
JurisdictionWASHINGTON FL
Township / Civil DivisionCHIPLEY
Census Block Group2
Census Block2012
Census Tract970103

Owner

639 4th St is owned and occupied by two individuals who acquired it in July 2022.

Source: Washington County records, as of December 3, 2025

Owner of Record2 Individual Names on File
Mailing Address639 4TH ST, CHIPLEY, FL 32428-1438
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2008 · Amount on File
Deed SaleMay 16, 2008 · Amount on File
Deed Document Number200867003523
Deed Book / Page776 / 376
Last Transfer DateJul 12, 2022
Transfer Doc0000006449
Record UpdatedSep 20, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateMar 17, 2022
Property Address639 4TH ST, CHIPLEY, FL 32428-1438
Document Number0067002390
Book / Page1235 / 725
Instrument DateFeb 10, 2022
Instrument202267002390
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyFLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE AND TR CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1920 N TIMBERLANE DR, 1920, NEW SMYRNA BEACH, FL 32168

Transferred To (Grantee/Buyer)

NameVerified Name
Address639 4TH ST, CHIPLEY, FL 32428-1438

Mortgage

Document Number0000000728
DateMar 17, 2022
Instrument1235/728
Lender
NameCOMMUNITY SOUTH CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 639 4th St was $1,890 with a homeowner's exemption.

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
MunicipalityChipley City
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,890.00 Homeowner's exemption$134,831 (-1.1%) Land $23,550 Building $111,281$134,831 (-38.64%) Land $23,550 Building $111,281
2024$1,890.00 (+3.39%) Homeowner's exemption$136,333 (+3%)$219,736 (+11.31%) Land $23,550 Building $196,186
2023$1,828.00 (+3.86%) Homeowner's exemption$132,362 (+3%)$197,405 (+10.36%) Land $23,550 Building $173,855
2022$1,760.00 Homeowner's exemption$128,507$178,880 Land $20,410 Building $158,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 639 4th St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (2002–2020)
Claims Outside the SFHA6 of 7
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 639 4th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHIPLEY
serves 3,660 people · EPA ID FL1670135
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wildstar Networks
Fixed Wireless
200 / 50

May also be available: Verizon.

Nearby Properties on 4th St

Nearby Streets

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